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676 County Road 426, El Campo, TX, 77437

4beds
3baths
2,265sqft
$220,000
$97price/sqft
$2,074/moest. monthly cost
$82,960/yrincome needed

About This Home

Step back in time while enjoying modern comfort in this charming two-story home built in 1930, full of timeless character and charm. Situated on 1.7 peaceful acres near a small, quiet country community, this 4-bedroom, 2.5-bath residence offers 2,265 square feet of living space plus a basement—ideal for storage or future possibilities. The home features large living and dining areas perfect for gatherings, complemented by granite countertops that add a touch of modern convenience. Mature shade trees surround the property, creating a serene setting with plenty of outdoor space to enjoy. With no restrictions and neighboring farmland providing open views and privacy, this property offers the freedom and tranquility of true country living while still being within reach of nearby towns.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
4/10
El Campo Middle SchoolGrades 6-813.6 mi
5/10
El Campo High SchoolGrades 9-1212.1 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener,Electric Oven,Electric Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Primary Bed - 1st Floor

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,265
  • Total interior livable area: 2,265 sqft

Property

Details

  • Parcel number: R55913

Features

  • Stories: 2

Lot

  • Lot size: 1.78 Acres
  • Features: Other,1 Up to 2 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tornado
Drought
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$344$4,128
Property Taxes $370$4,440
Electricity $248$2,984
Total$2,074$24,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,108/yr
40% on housing$62,220/yr
45% on housing$55,306/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 77437$109
Wharton County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 77437$121
Wharton County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-07Listed for sale$245,000
2026-01-01Listing removed$245,000
2025-11-03Price change$245,000
2025-06-27Price change$255,000
2025-05-06Price change$265,000
2024-06-18Price change$270,000
2023-09-12Price change$275,000
2023-06-30Listed for sale$280,000
2020-10-20Listing removed$215,000
2020-09-03Pending sale$215,000
2020-02-10Price change$215,000
2019-10-30Listed for sale$229,000
2012-08-12Listing removed$44,900
2012-07-29Price change$44,900
2012-07-18Price change$9,000
2012-07-12Price change$44,900
2012-06-07Price change$49,900
2012-05-07Price change$54,900
2012-03-20Price change$15,000
2012-03-15Price change$58,750
2012-02-20Price change$59,900
2012-01-26Price change$64,900
2012-01-23Price change$76,500
2011-12-15Price change$77,900
2011-11-14Listed for sale$82,900

For Sale by Agent

AgentKacy Bain
BrokerageRE/MAX Professionals

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