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817 Plum St, Graham, TX, 76450

3beds
3baths
1,895sqft
$429,000
$226price/sqft
$4,296/moest. monthly cost
$171,840/yrincome needed

About This Home

Nestled in one of Graham's most charming neighborhoods just minutes from the vibrant downtown square, this beautifully crafted new construction home offers quality finishes, thoughtful design, and exceptional livability. Enjoy nearby restaurants, shopping, community events, and local amenities while coming home to a peaceful setting shaded by magnificent mature maple trees. The open-concept main level is designed for entertaining and everyday living, with spacious living and dining areas filled with natural light. Sliding glass doors off the dining area open to a covered patio with a tongue-and-groove wood ceiling, creating the perfect space for grilling and indoor-outdoor living overlooking the exceptionally large backyard. The kitchen features an oversized peninsula, upgraded quartzite countertops, stainless steel appliances, and abundant workspace. Between the kitchen and garage, the oversized combination pantry and utility room functions as a working pantry with generous storage, a built-in microwave, extra prep space for small appliances, and an elevated washer and dryer platform with storage drawers. Upstairs, all three bedrooms are spacious and filled with natural light, offering beautiful views of the mature maple trees. The private primary suite includes two walk-in closets and an ensuite bath with a large glass shower, quartz countertops, and abundant cabinetry. Quartz countertops continue throughout the secondary full bathroom. Additional highlights include brick construction, foam insulation, Trane HVAC, tankless water heater, electric fireplace, an 8-foot garage door, and a spacious driveway. The included refrigerator, washer, and dryer provide exceptional value and allow you to settle in from day one. Don't miss this rare combination of quality craftsmanship, thoughtful design, and an unbeatable location near downtown Graham.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

5/10
6/10
6/10
Graham High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator,Tankless Water Heater,Vented Exhaust Fan,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Dimensions: 10 x 13

Bedroom

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 10 x 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 14 x 11

Features

  • Decorative/Designer Lighting Fixtures,Open Floorplan,Pantry,Wired for Data,Walk-In Closet(s),Wired for Sound
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Half Bath

  • Features: Granite Counters
  • Level: First
  • Dimensions: 5 x 5

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,895 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Pantry,Stone Counters,Walk-In Pantry
  • Level: First
  • Dimensions: 14 x 9

Laundry

  • Features: Built-in Features,Stone Counters,Utility Room
  • Level: First
  • Dimensions: 12 x 5

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 21 x 15

Master Bathroom

  • Features: En Suite Bathroom,Linen Closet,Separate Shower,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 6 x 14

Master Bedroom

  • Features: Closet Cabinetry,Ceiling Fan(s),En Suite Bathroom
  • Level: Second
  • Dimensions: 15 x 15

Other

  • Features: Built-in Features,Linen Closet,Solid Surface Counters
  • Level: Second
  • Dimensions: 5 x 10

Property

Details

  • Parcel number: 12803

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Covered
  • Exterior features: Lighting,Private Yard
  • Fencing: Back Yard,Fenced,Gate,Privacy,Wood
  • Residential vegetation: Cleared,Grassed

Lot

  • Lot size: 10,018 sqft
  • Features: Back Yard,Cleared,Lawn,Landscaped,Few Trees
  • Lot size dimensions: 48' x 230'

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Concrete,Driveway,Garage Faces Front,Garage,Garage Door Opener,Inside Entrance,Kitchen Level,Oversized,See Remarks,Side By Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Cold Wave
Heat Wave
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$998$11,976
Property Taxes $891$10,692
Electricity $238$2,859
Total$4,296$51,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,291/yr
40% on housing$128,880/yr
45% on housing$114,560/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.4%
-5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 76450$265
Young County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 76450
Young County$78

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$409,000
2026-07-31Price change$429,000
2026-07-09Listed for sale$439,000
2025-01-10Sold--
2024-12-23Pending sale$20,000
2024-12-16Listed for sale$20,000

For Sale by Agent

AgentStephanie Evans
BrokerageUnited Real Estate DFW

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