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103 Chaparral Dr, Graham, TX, 76450

3beds
2baths
1,890sqft
$449,900
$238price/sqft
$4,000/moest. monthly cost
$160,000/yrincome needed

About This Home

This lovely home has a brand new roof, new gutters, new wood fence. We have also added a new concrete patio, updated storage with eletricity, new outdoor faucets, removed a dozen or more bushes and added outside lighting to the front of the house, completely cleaned rock out of flower beds around r sides of the home. The inside has new granite countertops, new opening with seating bar between kitchen and vaulted living room. Customer glass sliders opening up to second living room area/sunroom that has Ben finished out and has central air and heat making it additional living space with tons of windows( with new levolor blind throughout the home). 3 bedroom, 2 bath, complete with granite, new sinks and update fixtures throughout both. Master bedroom has attached setting room and double walk-in closets. The additional bedrooms both have walk-in closets. All new interior doors throughout with new hardware and lighting throughout. Attic has been foamed. The kitchen has new modern tile from counter to ceiling, new coffee bar and hardeware. The laundry room and pantry area has floor to ceiling shelving….inclues all stainless major kitchen appliances! New front door …ready for a new family to enjoy!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
6/10
6/10
Graham High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Flooring: Laminate
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,890 sqft

Property

Details

  • Parcel number: 2216

Features

  • Exterior features: Brick
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.33 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hail
Inland Flooding
Strong Wind
Tornado
Wildfire
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$1,046$12,552
Property Taxes $442$5,304
Electricity $238$2,859
Total$4,000$48,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,142/yr
40% on housing$120,000/yr
45% on housing$106,666/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.4%
-5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 76450$265
Young County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 76450
Young County$78

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-10Listed for sale$449,900
2026-01-05Listing removed$459,900
2025-03-07Listed for sale$459,900
2023-11-22Listing removed--
2023-10-30Listed for rent$2,150
2023-10-27Sold--
2023-10-02Pending sale$235,000
2023-09-30Contingent$235,000
2023-09-26Listed for sale$235,000

For Sale by Owner

AgentProperty Owner

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