See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

651 Signal Point Rd, Guntersville, AL, 35976

6beds
5baths
5,079sqft
$3,224,500
$635price/sqft
$20,271/moest. monthly cost
$810,840/yrincome needed

About This Home

WELCOME TO 651 SIGNAL POINT RD IN ONE OF LAKE G'ville's most desirable locations! This fully renovated 6 Bedroom, 5 Bath home offers approx 5079 sq ft+/- with stunning lake & harbor views. Enjoy classic Southern charm with expansive upper & lower porches, perfect for relaxing or entertaining. The oversized 3 car garage includes custom storage plus a full apartment above--ideal for guests or in-laws. Crawl space is fully encapsulated. Whole-home Generator recently installed to keep everything running during power outages. **ALL INFO TO BE VERIFIED BY PURCHASER**

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

10/10
9/10
5/10
Guntersville High SchoolGrades 9-123.2 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom

  • Features: Wood Floor
  • Level: Second
  • Area: 696

Bedroom2

  • Features: Wood Floor
  • Level: First
  • Area: 324

Bedroom3

  • Features: Wood Floor
  • Level: Second
  • Area: 208

Bedroom4

  • Features: Wood Floor
  • Level: Second
  • Area: 144

Bedroom5

  • Features: Wood Floor
  • Level: Second
  • Area: 361

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 3/4 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 2
  • Cooling features: Central 2

Interior Area

  • Total interior livable area: 5,079 sqft

Kitchen

  • Features: 10’ + Ceiling,Crown Molding,Wood Floor
  • Level: First
  • Area: 216

Laundry Room

  • Features: Tile
  • Level: First
  • Area: 104

Living Room

  • Features: 10’ + Ceiling,Crown Molding,Wood Floor
  • Level: First
  • Area: 529

Master Bedroom

  • Features: Wood Floor,Walk-In Closet(s),Built-in Features
  • Level: First
  • Area: 529

Property

Details

  • Parcel number: 1501122000003.004

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: River Front,Water Access,Waterfront

Lot

  • Lot size: 0.47 Acres
  • Lot size dimensions: 101 x 202

Parking

  • Parking features: Garage-Three Car,Garage-Attached,Garage Door Opener

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Earthquake
Heat Wave
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,304$195,648
Home Insurance *$2,593$31,116
Property Taxes $806$9,672
Electricity $568$6,819
Total$20,271$243,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$695,005/yr
40% on housing$608,130/yr
45% on housing$540,560/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$635This listing

vs Other Active Listings

Avg $/sqft

ZIP 35976$232
Marshall County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 35976$169
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$3,299,500
2024-09-09Sold$1,550,000
2024-04-16Price change$1,650,000
2024-01-21Listed for sale$1,750,000
2023-10-25Listing removed--
2023-09-14Listed for sale$1,750,000
2023-09-07Listing removed--
2023-06-04Price change$1,700,000
2023-04-04Listed for sale$1,500,000
2022-08-22Listing removed--
2022-05-10Price change$1,450,000
2022-04-25Price change$1,475,000
2022-04-02Listed for sale$1,550,000
2022-01-11Listing removed--
2021-08-11Listed for sale$1,575,000
2021-06-09Listing removed--
2021-05-31Price change$1,657,000
2021-05-03Price change$1,677,000
2021-04-29Listed for sale$1,575,000
2019-12-31Listing removed$989,000
2019-06-27Price change$989,000
2018-12-11Price change$1,050,000
2018-11-06Price change$1,175,000
2018-02-23Price change$1,075,000
2018-01-11Listed for sale$1,125,000

For Sale by Agent

AgentTracy Honea
BrokerageThe Real Estate Group

Similar Homes