9860 S Thomas Dr Unit 1026, Panama City Beach, FL, 32408
About This Home
Enjoy the amazing Gulf Views from the 10th floor of Laketown Wharf Resort. With private access gate to the beach and 5 pools, pickleball, bars, pizza, seafood, taco, Ice cream and more available, you always feel like there is something fun to do at this resort. This unit is a spacious 2 Bedroom, +Bunkroom, 2 Full Baths, being sold completely furnished, includes all major kitchen and laundry appliances and patio furniture. Enjoy the 28'x8' covered balcony on those sunny afternoons and coffee in the morning looking for dolphins swimming by! This complex is located on S. Thomas Drive across the street from Pineapple Willy's Restaurant. COA dues include INSURANCE, Cable, Internet, Water, Garbage and use of parking garage and property amenities like FULL 2 STORY GYM, Pickleball, Mailroom and is secured by Property Patrol 24/7. This unit is ready for SHORT TERM RENTALS. Gulf views from the front of the condo and peaceful Lake & Boardwalk views from the covered balcony.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Materials
- Construction materials: Concrete
Type & Style
- Home type: Condo
- Architectural style: High Rise
- Property subType: Condominium
Interior
Appliances
- Appliances included: Washer/Dryer Stacked,Electric Cooktop,Electric Oven
- Laundry features: Stacked
Bedroom
- Level: First
- Dimensions: 12 x 11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Balcony,Double Vanity,Main Level Primary,Soaking Tub,Separate Shower,Walk-In Closet(s)
- Window features: Storm Window(s)
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,262
- Total interior livable area: 1,262 sqft
Kitchen
- Level: First
- Dimensions: 11 x 9
Living Room
- Level: First
- Dimensions: 20 x 15
Master Bedroom
- Level: First
- Dimensions: 14 x 12
Other
- Level: First
- Dimensions: 9 x 7
Other
- Features: Balcony
- Level: First
- Dimensions: 28 x 8
Property
Details
- Parcel number: 40001000351
- Attached to another structure: Yes
- Zoning description: Resort
Features
- Pool features: Fenced,Gunite,In Ground,Community
- Patio & porch: Balcony,Covered,Porch
- Spa features: Community
- Has view: Yes
- View description: Gulf,Lake
- Has water view: Yes
- Water view: Gulf,Lake
- On waterfront: Yes
- Waterfront features: Lake,Lake Front,See Remarks
Lot
- Features: Sprinkler System
- Lot size dimensions: 0 x 0
Parking
- Total spaces: 2
- Parking features: Community Structure,Gated
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,870 | $22,440 |
| Home Insurance * | $509 | $6,108 |
| Property Taxes | $392 | $4,704 |
| Electricity | $197 | $2,366 |
| Total | $2,968 | $35,616 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Price change | $369,900 |
| 2025-12-30 | Price change | $377,900 |
| 2025-03-27 | Listed for sale | $384,900 |
| 2019-04-22 | Sold | $240,000 |
| 2019-03-28 | Pending sale | $240,000 |
| 2019-03-28 | Listed for sale | $240,000 |
| 2018-05-22 | Sold | $157,990 |
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