




5408 Pinetree Ave, Panama City Beach, FL, 32408
About This Home
Half a mile from the sand and priced to catch your eye -- this one-bedroom, one-and-a-half-bath attached home in the Thomas Drive area is the kind of easygoing coastal find that doesn't come along every day. With 870 square feet of single-story living, it's compact, breezy, and ready for someone with a paintbrush and a plan. The renovation work here is mostly cosmetic, so don't let the word scare you off. Think fresh paint, updated finishes, and a few personal touches rather than a gut job. The bones are good, which means you can spend your energy making it pretty instead of making it stand. A half bath downstairs is a handy bonus for guests who'd rather not wander far. Location is the real headliner. Public Beach Access #11 sits an easy distance away, so morning trips with sandy toes become a regular thing. You're also close to the Navy base, Florida State University's local campus, and Gulf Coast State College, making this a smart pick for a variety of buyers. Speaking of renters, there's no homeowners association here, and short-term rental potential adds a nice layer of income possibility. Northwest Florida Beaches International Airport keeps travel simple, and everything the coast offers is right at your fingertips. Whether you're chasing a beachy getaway, a first place, or a savvy investment, this little charmer checks the boxes. Come see it before someone else scoops it up. *Information provided is deemed reliable but is not guaranteed and should be independently verified by the buyer*
Getting Around
Schools
Construction
Condition
- Year built: 2007
Materials
- Roof: Shingle
- Construction materials: Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Duplex
- Property subType: Duplex,Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Electric Water Heater
Bedroom
- Level: First
- Dimensions: 14 x 11
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Great Room
- Level: First
- Dimensions: 16 x 10
Half Bath
- Level: First
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 870
- Total interior livable area: 870 sqft
Other
- Level: First
Property
Details
- Parcel number: 31803010000
- Attached to another structure: Yes
- Zoning description: County, Resid Single Family
Features
- Fencing: Partial
Lot
- Lot size: 2,613 sqft
- Lot size dimensions: 25.0 ft x 120.0 ft
Parking
- Parking features: Paved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,138 | $13,656 |
| Home Insurance * | $310 | $3,720 |
| Property Taxes | $230 | $2,760 |
| Electricity | $197 | $2,366 |
| Total | $1,875 | $22,500 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Listed for sale | $225,250 |
| 2026-06-03 | Sold | $235,000 |
| 2026-02-18 | Price change | $285,000 |
| 2025-12-26 | Listed for sale | $265,000 |
| 2025-02-01 | Listing removed | $310,000 |
| 2024-09-18 | Listed for sale | $310,000 |
| 2024-05-21 | Listing removed | -- |
| 2024-02-18 | Listed for sale | $345,000 |
| 2023-10-30 | Listing removed | -- |
| 2023-08-01 | Listed for sale | $345,000 |
| 2022-03-18 | Sold | $235,000 |
| 2022-02-09 | Pending sale | $268,000 |
| 2022-01-09 | Price change | $268,000 |
| 2021-12-02 | Listed for sale | $269,000 |
| 2021-01-21 | Sold | $202,000 |
| 2021-01-08 | Contingent | $215,000 |
| 2020-11-20 | Price change | $215,000 |
| 2020-10-14 | Price change | $212,500 |
| 2020-10-11 | Price change | $215,000 |
| 2020-10-04 | Price change | $218,000 |
| 2020-09-28 | Price change | $219,000 |
| 2020-09-15 | Price change | $219,500 |
| 2020-09-10 | Pending sale | $219,000 |
| 2020-09-09 | Price change | $219,000 |
| 2020-09-03 | Price change | $224,000 |
| 2020-08-14 | Listed for sale | $229,000 |
| 2020-02-21 | Sold | $150,000 |
| 2017-10-24 | Sold | $200,000 |
| 2005-06-27 | Sold | $149,000 |
| 2004-04-08 | Sold | $60,000 |
