




9902 S Thomas Dr Unit 237, Panama City Beach, FL, 32408
About This Home
Welcome to your next home or investment retreat. Laketown wharf is known for its spacious units, great amenities and convenience to everything you need for a great vacation getaway. ***This unit is on the same floor as your parking garage access, which will save you and your guests time from those elevator wait times! Faster to the sand ! Inside you will see nice updates, premium furniture, all major appliances including fridge and stacked washer & dryer, fresh decorations , clean paint throughout. This move in ready units is completely rental ready and is being sold completely furnished! COA dues are paid quarterly and are among the most affordable on the beach. COA Dues include INSURANCE, Cable, Internet/WIFI, Water, Garbage, Mail Service, and all-access to property amenities, including 5 pools, pickleball court, boardwalk with restaurants and shopping, gated and security. Coded Gated Beach access, 2 parking garages. Truly a must see unit.
Getting Around
Schools
Construction
Condition
- New construction: Yes
- Year built: 2007
Type & Style
- Home type: Condo
- Architectural style: High Rise
- Property subType: Condominium
Interior
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 2
Great Room
- Level: First
- Dimensions: 18 x 17
Interior Area
- Total structure area: 1,047
- Total interior livable area: 1,047 sqft
Kitchen
- Level: First
- Dimensions: 14 x 9
Master Bedroom
- Level: First
- Dimensions: 13 x 11
Other
- Level: First
- Dimensions: 8 x 9
Other
- Features: Balcony
- Level: First
- Dimensions: 19 x 8
Property
Details
- Parcel number: 40001000062
- Attached to another structure: Yes
Features
- Pool features: Community
- Patio & porch: Balcony
Lot
- Lot size dimensions: 0 x 0
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,435 | $17,220 |
| Home Insurance * | $390 | $4,680 |
| Property Taxes | $295 | $3,540 |
| Electricity | $197 | $2,366 |
| Total | $2,317 | $27,804 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Price change | $283,900 |
| 2026-02-09 | Price change | $287,500 |
| 2026-01-23 | Price change | $305,000 |
| 2026-01-11 | Price change | $309,000 |
| 2025-09-23 | Listed for sale | $325,000 |
| 2025-07-09 | Listing removed | $325,000 |
| 2025-06-30 | Price change | $325,000 |
| 2025-05-31 | Listed for sale | $336,900 |
| 2019-06-07 | Sold | $155,000 |
| 2019-05-08 | Pending sale | $155,000 |
| 2019-01-06 | Price change | $155,000 |
| 2018-07-10 | Listed for sale | $153,162 |
| 2018-06-19 | Pending sale | $153,162 |
| 2018-06-19 | Listed for sale | $153,162 |
