6422 Highway 98 Unit 604, Panama City Beach, FL, 32407
About This Home
Beautiful 2BR/2BA bayfront-view condo with stunning sunrises! This well-maintained unit offers incredible panoramic views of the bay, where breathtaking sunrise are a daily highlight. The bright and inviting interior features an open living and dining area designed to maximize the scenery, along with new appliances that add modern convenience to the kitchen. Both bathrooms have been upgraded. The spacious primary suite and comfortable guest bedroom provide plenty of room for residents and visitors alike, making this condo ideal as a primary residence, second home, or investment opportunity. Residents enjoy excellent community amenities including a sparkling pool, hot tub, fitness center, and a newly added dog park, perfect for pet lovers. This condo shares waterfront with an active marina making it a perfect place to keep your boat. Whether you're relaxing on your balcony taking in the water views or enjoying the community features, this property offers the perfect blend of comfort, convenience, and coastal living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Type & Style
- Home type: Condo
- Architectural style: High Rise
- Property subType: Condominium
Interior
Appliances
- Appliances included: Washer/Dryer Stacked,Electric Oven,Electric Range,Electric Water Heater
- Laundry features: Stacked
Bedroom
- Level: First
- Dimensions: 13 x 12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Heating features: Central
Interior Area
- Total structure area: 1,384
- Total interior livable area: 1,384 sqft
Living Room
- Level: First
- Dimensions: 22 x 18
Master Bedroom
- Level: First
- Dimensions: 18 x 12
Property
Details
- Parcel number: 40000850030
- Attached to another structure: Yes
- Special condition: Listed As-Is
Features
- Pool features: In Ground,Community
- Patio & porch: Balcony
- Spa features: Community
- On waterfront: Yes
- Waterfront features: Bayfront
Lot
- Lot size dimensions: 0 x 0
Parking
- Total spaces: 1
- Parking features: Additional Parking
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,502 | $30,024 |
| Home Insurance * | $178 | $2,136 |
| Property Taxes | $409 | $4,908 |
| Electricity | $197 | $2,366 |
| Total | $3,286 | $39,432 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $495,000 |
| 2026-03-17 | Listed for sale | $500,000 |
| 2018-08-17 | Sold | $250,000 |
| 2018-07-24 | Pending sale | $259,000 |
| 2018-06-07 | Listed for sale | $259,000 |
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