See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

440 N Lake Shenandoah Loop, Inverness, FL, 34453

5beds
5baths
3,598sqft
$1,075,000
$299price/sqft
$7,628/moest. monthly cost
$305,120/yrincome needed

About This Home

Luxury Living in Shenandoah, Inverness Nestled within one of Inverness' most desirable gated communities, this exceptional estate offers privacy, security, and natural beauty on 2.87 acres. Enjoy approximately one-half mile of private pine-lined walking trails and the peaceful setting of a community with only 53 oversized homesites, of which just 33 have been built. The only remaining lot available to the public is the adjacent parcel, creating a rare opportunity for added privacy or future expansion. A welcoming front porch leads into a thoughtfully designed home featuring a spacious primary suite with dual walk-in closets, an AC split unit, garden tub, and walk-in shower. Two additional bedrooms each offer their own ensuite bathroom and walk-in closet, providing exceptional comfort and privacy for family and guests. The well-appointed kitchen features double ovens, dual pantries, and abundant storage. Designed for entertainment, the expansive game room includes a tournament-size 9-foot slate billiards table with leather pockets, an integrated wired sound system, and generous space for gatherings. Sliding pocket doors open to a screened lanai, sparkling pool, and large hot tub, creating seamless indoor-outdoor living. An oversized two-car garage with its own AC split unit provides ample storage, workshop space, or room for hobbies. A fenced area behind the home offers a safe space for children and pets to play. Beyond the property, residents enjoy the perfect balance of peaceful living and everyday convenience. Citrus County's healthcare network, including hospitals, specialty providers, and medical facilities, is just minutes away. Outdoor enthusiasts will appreciate easy access to the Tsala Apopka Chain of Lakes, offering exceptional fishing, boating, kayaking, hiking, cycling, and golf opportunities. Located approximately one hour from Tampa, the property provides convenient access to major employment centers, Tampa International Airport, professional sports, dining, entertainment, and cultural attractions while maintaining the relaxed lifestyle and natural beauty that make Inverness so desirable. Adding to the area's appeal, a major new regional hospital is under development nearby, further strengthening the region's healthcare infrastructure and creating opportunities for medical professionals and related industries. This growing investment enhances both convenience and long-term value for homeowners. Combined with the availability of the adjacent lot, this property presents a unique opportunity to enjoy an exceptional lifestyle today while preserving the option to expand or build your dream estate in the future. This remarkable property blends luxury, privacy, recreation & convenience into a truly rare Florida lifestyle opportunity. Please note: The accompanying video showcases the vacant lot & the neighboring residence. This is a rare chance to secure the last available homesite in Shenandoah and create a legacy property surrounded by privacy, natural beauty, & enduring value.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

3/10
4/10
Inverness Middle SchoolGrades 6-83.9 mi
4/10
Citrus High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Block,Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Detached,Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Gas Cooktop,Disposal,Microwave,Refrigerator,Water Heater,Washer
  • Laundry features: Laundry - Living Area

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Features

  • Dual Sinks,Main Level Primary,Primary Suite,Open Floorplan,Pantry,Solid Surface Counters,Solar Tube(s),Walk-In Closet(s),Wood Cabinets,Window Treatments
  • Window features: Blinds
  • Flooring: Terrazzo,Tile

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,334
  • Total interior livable area: 3,598 sqft

Property

Details

  • Parcel number: 3529301
  • Zoning: PDR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground,Pool
  • Exterior features: Concrete Driveway

Lot

  • Lot size: 5.20 Acres
  • Features: Acreage,Cleared,Flat,Irregular Lot,Multiple lots

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,435$65,220
Home Insurance *$699$8,388
Property Taxes $1,132$13,584
Electricity $362$4,345
Total$7,628$91,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$261,531/yr
40% on housing$228,840/yr
45% on housing$203,413/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 34453$150
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34453$170
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$1,075,000
2024-11-26Sold$899,900
2024-10-25Pending sale$924,900
2024-10-18Price change$924,900
2024-09-13Listed for sale$949,900
2024-08-07Listing removed--
2024-05-22Price change$849,900
2024-04-26Price change$859,900
2024-03-27Price change$874,900
2023-11-24Listed for sale$899,500
2020-04-17Sold$449,800
2020-03-04Pending sale$474,800
2020-02-05Listed for sale$474,800
2019-07-02Listing removed$499,900
2019-04-24Listed for sale$499,900
2018-07-10Sold$405,000
2018-04-25Sold$405,000
2018-04-04Pending sale$449,900
2018-02-05Price change$449,900
2017-11-20Price change$459,500
2017-11-12Price change$437,000
2017-10-25Listed for sale$467,000
2017-04-14Sold$275,000
2017-02-08Pending sale$260,000
2016-12-21Listed for sale$260,000
2016-09-14Pending sale$260,000
2016-08-22Listed for sale$260,000
2005-07-29Sold$163,000

For Sale by Agent

AgentJorge Rodriguez
BrokerageRod Realty Corp

Similar Homes