9860 S Thomas Dr Unit 204, Panama City Beach, FL, 32408
About This Home
Welcome to Laketown Wharf 204 - Priced to Sell with Over $35,000 in Upgrades! This beautifully updated 1-bedroom, 2-bath condo with a private bunk room offers the perfect combination of comfort, style, and investment potential. Located in the heart of Panama City Beach, this move-in-ready unit features fresh interior paint, updated lighting, and granite countertops in both the kitchen and bathrooms. Enjoy peaceful lake views from your private balcony, creating an ideal setting for morning coffee or unwinding in the evening. The spacious layout includes a dedicated bunk room that provides additional sleeping accommodations, making the unit ideal for families and highly attractive for vacation rentals. A second full bathroom adds convenience for guests and enhances rental appeal. Laketown Wharf is one of the premier resorts in PCB, offering world-class amenities including five pools (lagoon-style, rooftop, zero-entry kids' pool, seasonally heated pool, and an adults-only pool), two hot tubs, and private deeded beach access. Residents and guests also enjoy a state-of-the-art fitness center, a 52,000-square-foot boardwalk with nightly fountain and light shows, and 810 Billiards & Bowling—an onsite entertainment venue with bowling, billiards, arcade games, and dining. Additional onsite dining options include The Wharf Seafood Buffet, Juan Taco, The Candymaker, Sunshine Bar & Grill, and Laketown Market. The property also offers covered parking and 24/7 gated security for added peace of mind. Whether you're searching for a second home or a high-performing income property, Laketown Wharf 204 offers exceptional value, strong rental potential, and an unbeatable location near the Gulf of Mexico's sugar-white beaches. Don't miss this opportunity—schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2008
Materials
- Construction materials: Stucco
Type & Style
- Home type: Condo
- Architectural style: High Rise
- Property subType: Condominium
Interior
Appliances
- Appliances included: Washer/Dryer Stacked,Electric Cooktop,Electric Oven,Electric Water Heater
- Laundry features: Stacked
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Luxury Vinyl Plank
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,047
- Total interior livable area: 1,047 sqft
Kitchen
- Dimensions: 13 x 11
Living Room
- Dimensions: 18 x 17
Other
- Dimensions: 7 x 8
Property
Details
- Parcel number: 40001000035
- Attached to another structure: Yes
Features
- Pool features: Fenced,Electric Heat,Indoor,Community
- Patio & porch: Balcony
- Spa features: Community
- Has view: Yes
- View description: Lagoon,Lake
- Has water view: Yes
- Water view: Lagoon,Lake
Lot
- Lot size dimensions: 0/0
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,259 | $15,108 |
| Home Insurance * | $342 | $4,104 |
| Property Taxes | $260 | $3,120 |
| Electricity | $197 | $2,366 |
| Total | $2,058 | $24,696 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-23 | Listed for sale | $249,000 |
| 2025-07-15 | Listing removed | $270,000 |
| 2025-02-14 | Price change | $270,000 |
| 2025-02-02 | Price change | $280,000 |
| 2025-01-17 | Listed for sale | $285,000 |
| 2024-07-28 | Listing removed | -- |
| 2024-05-02 | Listed for sale | $315,000 |
| 2021-12-22 | Sold | $291,000 |
| 2021-12-18 | Pending sale | $290,000 |
| 2021-11-14 | Contingent | $290,000 |
| 2021-11-13 | Listed for sale | $290,000 |
| 2018-06-04 | Sold | $139,900 |
| 2018-05-10 | Pending sale | $139,900 |
| 2018-04-10 | Listed for sale | $139,900 |
New Construction
View on Zillow