9860 S Thomas Dr Unit 127, Panama City Beach, FL, 32408
About This Home
THE BEST DEAL AT LAKETOWN WHARF! Welcome to Laketown Wharf unit 127, a first floor condominium located directly above the resort's premier amenities. This two bedroom, two bath unit includes a dedicated bunk room and is being sold fully furnished, complete with newer appliances, offering a turn key transition for the right buyer or investor. The open-concept floor plan provides a seamless flow between the kitchen, dining, and living areas, while the first-floor location allows for convenient access without the need for elevators. Situated atop the amenity deck, owners and guests enjoy immediate access to Laketown Wharf's pools, dining, and entertainment options just steps from the unit. Laketown Wharf is a gated, resort-style community located directly across from the Gulf of Mexico and is known for its strong rental demand and extensive on-site amenities. Whether you are seeking a primary residence, second home, or excellent investment opportunity, unit 127 offers convenience, value, and long-term potential in one of Panama City Beach's most recognizable complexes. Contact immediately for all details!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Foundation: Pillar/Post/Pier
- Construction materials: Concrete
Type & Style
- Home type: Condo
- Architectural style: High Rise
- Property subType: Condominium
Interior
Appliances
- Appliances included: Washer/Dryer Stacked,Electric Cooktop,Electric Oven,Electric Range
- Laundry features: Stacked
Bedroom
- Level: First
- Dimensions: 12 x 11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,262
- Total interior livable area: 1,262 sqft
Living Room
- Level: First
- Dimensions: 20 x 15
Master Bedroom
- Level: First
- Dimensions: 13 x 11
Other
- Features: Balcony
- Level: First
- Dimensions: 20 x 8
Property
Details
- Parcel number: 40001000023
- Attached to another structure: Yes
- Zoning description: County
- Special condition: Listed As-Is
Features
- Pool features: Community
- Patio & porch: Balcony,Covered,Porch
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake,Lake Front
Lot
- Lot size dimensions: Condo
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $330 | $3,960 |
| Property Taxes | $308 | $3,696 |
| Electricity | $197 | $2,366 |
| Total | $2,048 | $24,576 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Price change | $239,900 |
| 2026-02-26 | Price change | $249,900 |
| 2026-02-23 | Price change | $259,900 |
| 2026-01-21 | Price change | $264,900 |
| 2025-12-17 | Listed for sale | $274,900 |
| 2025-12-11 | Listing removed | $285,000 |
| 2025-05-18 | Listed for sale | $285,000 |
| 2025-04-17 | Listing removed | $299,999 |
| 2025-02-25 | Price change | $299,999 |
| 2024-08-06 | Price change | $325,000 |
| 2024-05-29 | Price change | $349,000 |
| 2024-02-08 | Price change | $379,000 |
| 2023-12-21 | Price change | $389,000 |
| 2023-12-05 | Listed for sale | $399,999 |
| 2020-04-07 | Sold | $200,000 |
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