9860 S Thomas Dr Unit 606, Panama City Beach, FL, 32408
About This Home
Welcome to Unit 606 at Laketown Wharf Resort, an updated three-bedroom, two-bath condominium offering Gulf views and a prime location in the heart of Panama City Beach. Designed for easy coastal living, this spacious residence features an open-concept living and dining area, abundant natural light, updated finishes, and a private balcony with views toward the Gulf. Ideal as a primary residence, second home, or high-performing short-term rental, this property combines lifestyle appeal with the convenience of a resort setting. Laketown Wharf is known for its extensive amenities, including five resort-style pools, two hot tubs, a fitness center, putting green, children's playground, barbecue and picnic areas, on-site dining and retail, covered parking, gated access, a lakefront boardwalk, and nightly fountain and light displays. Located just across the street from the beach, the resort offers quick access to Panama City Beach's white-sand shoreline and emerald-green water. Conveniently located near restaurants, shopping, entertainment, and area attractions, Unit 606 offers easy access to Thomas Drive, boating, fishing, water sports, and St. Andrews State Park. This is an excellent opportunity to own a well-positioned property in one of Panama City Beach's most recognizable resort communities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Materials
- Roof: Metal
- Construction materials: Concrete
Type & Style
- Home type: Condo
- Architectural style: High Rise
- Property subType: Condominium
Interior
Appliances
- Appliances included: Washer/Dryer Stacked,ENERGY STAR Qualified Appliances,Electric Cooktop,Electric Oven,Electric Water Heater
- Laundry features: Stacked
Bedroom
- Level: First
- Dimensions: 14 x 12
Bedroom
- Level: First
- Dimensions: 12 x 11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Dimensions: 10 x 10
Family Room
- Level: First
- Dimensions: 18 x 15
Features
- Smart Thermostat
- Door features: Storm Door(s)
- Window features: Double Pane Windows,Storm Window(s)
Heating & Cooling
- Heating features: Electric,ENERGY STAR Qualified Equipment
- Cooling features: Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment
Interior Area
- Total structure area: 1,262
- Total interior livable area: 1,262 sqft
Kitchen
- Level: First
- Dimensions: 15 x 10
Property
Details
- Parcel number: 40001000179
- Attached to another structure: Yes
- Zoning description: Resid Multi-Family
Features
- Pool features: Electric Heat,In Ground,Community
- Patio & porch: Balcony,Covered,Patio
- Exterior features: Outdoor Kitchen,Outdoor Shower
- Spa features: Community
- Fencing: Full,Fenced
- Has view: Yes
- View description: Gulf,Lake
- Has water view: Yes
- Water view: Gulf,Lake
Lot
- Lot size: 2,500 sqft
- Features: Sprinkler System
- Lot size dimensions: 50 x 50
Parking
- Total spaces: 1
- Parking features: Parking Lot,Gated
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,174 | $26,088 |
| Home Insurance * | $591 | $7,092 |
| Property Taxes | $455 | $5,460 |
| Electricity | $197 | $2,366 |
| Total | $3,417 | $41,004 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-25 | Listed for sale | $440,000 |
| 2023-11-21 | Sold | $435,000 |
| 2023-10-18 | Contingent | $449,449 |
| 2023-09-23 | Listed for sale | $449,449 |
| 2017-12-05 | Sold | $135,000 |
| 2017-04-18 | Sold | $232,805 |
| 2016-01-09 | Listed for sale | $232,805 |
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