9860 S Thomas Dr Unit 1922, Panama City Beach, FL, 32408
About This Home
Beautiful views of the Emerald Coast await you from this 3-bedroom, 2-bath condo! Master Bedroom features a king-size bed, private access to the oversized balcony, and large en-suite bathroom complete with a soaking tub, separate walk-in shower, and double vanities. Second bedroom offers a queen bed, and separate bunk room includes twin size bunk beds. Nicely sized kitchen featuring upgraded stainless steel appliances, and functional island. Offering a complete vacation experience where you never have to leave the property, this resort features diverse dining options--ranging from a seafood buffet and tacos to a dedicated brunch spot--alongside premium entertainment at the on-site 810 Billiards & Bowling, which boasts bowling lanes, simulators, axe throwing, and an arcade. Guests can unwind across five spectacular pools, a gulf-view fitness center, a full-service salon, and a lakefront boardwalk featuring nightly music and light-choreographed water shows. Combining ultimate leisure with everyday convenience, the resort also offers covered parking, grilling areas, an adjacent Walmart, and beach access just steps away from the sugar-white sands. This fully furnished, spacious retreat is completely turn-key and rental-ready, making it a perfect personal beach getaway and/or well-performing investment property.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Materials
- Construction materials: Concrete,Stucco
Type & Style
- Home type: Condo
- Architectural style: High Rise
- Property subType: Condominium
Interior
Appliances
- Appliances included: Washer/Dryer Stacked,Electric Oven,Electric Range,Electric Water Heater
- Laundry features: Stacked
Bedroom
- Level: First
- Dimensions: 12 x 11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Balcony,Double Vanity,Main Level Primary,Soaking Tub,Separate Shower,Walk-In Closet(s)
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,262
- Total interior livable area: 1,262 sqft
Kitchen
- Level: First
- Dimensions: 11 x 9
Living Room
- Level: First
- Dimensions: 20 x 15
Master Bedroom
- Level: First
- Dimensions: 14 x 12
Other
- Level: First
- Dimensions: 9 x 7
Property
Details
- Parcel number: 40001000689
- Attached to another structure: Yes
- Special condition: Listed As-Is
Features
- Pool features: Gas Heat,In Ground,Community
- Patio & porch: Balcony
- Spa features: Community
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
Lot
- Features: Paved
- Lot size dimensions: 0 x 0
Parking
- Parking features: Parking Lot,Gated
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,663 | $19,956 |
| Home Insurance * | $452 | $5,424 |
| Property Taxes | $422 | $5,064 |
| Electricity | $197 | $2,366 |
| Total | $2,734 | $32,808 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Listed for sale | $329,000 |
| 2019-01-18 | Sold | $238,162 |
| 2019-01-03 | Pending sale | $238,162 |
| 2019-01-03 | Listed for sale | $238,162 |
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