9860 S Thomas Dr Unit 720, Panama City Beach, FL, 32408
About This Home
Beautiful 3 bed 3 bath condo with views of the Gulf from the main living space and main bedroom. 2 bedrooms are en suites and the 3rd bedroom shares with the bunk room! Sleeps 10 without being cramped for that beach time. Everyone has their space. This condo is ready for a new owner and new stories to create with familyand friends. No carpet, fresh paint throughout, fresh white cabinets with new hardware ready for new stories to be written there. Main bed walks right out on the large balcony the width of the unit and 8 ft deep for ample space to enjoy whether taking in the rays, or cheers at sunset. This unit is perfect for the whole family. Located in the sought-after Laketown Wharf Resort, this condo gives you access to a vibrant lineup of amenities. The resort features five pools, including a zero-entry pool, a heated pool, and a kid-friendly pool, along with two hot tubs and a fitness center overlooking the Gulf. A putting green and multiple onsite restaurants are just steps away, and the brand-new 810 Billiards & Bowling with axe throwing offers the perfect option for rainy-day fun. The private boardwalk is a favorite, offering stunning 360-degree views of the property and showcasing a nightly water fountain light show that never fails to impress. Whether you're seeking a personal beachfront escape or an investment-ready vacation rental, this property delivers an unbeatable blend of luxury, leisure, and location. Don't miss the chance to own this striking piece of paradise.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Type & Style
- Home type: Condo
- Architectural style: High Rise
- Property subType: Condominium
Interior
Appliances
- Appliances included: Washer/Dryer Stacked,Electric Oven,Electric Water Heater,Ice Maker
- Laundry features: Stacked
Bedroom
- Level: First
- Dimensions: 13 x 12
Bedroom
- Level: First
- Dimensions: 13 x 12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
- Dimensions: 21 x 16
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,681
- Total interior livable area: 1,681 sqft
Kitchen
- Level: First
- Dimensions: 13 x 9
Master Bedroom
- Level: First
- Dimensions: 14 x 14
Other
- Level: First
- Dimensions: 7 x 7
Other
- Features: Balcony
- Level: First
- Dimensions: 30 x 10
Property
Details
- Parcel number: 40001000231
- Attached to another structure: Yes
Features
- Pool features: Fenced,Gunite,In Ground,Community
- Patio & porch: Balcony
- Spa features: Community
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- On waterfront: Yes
- Waterfront features: Lake,Lake Front
Lot
- Lot size dimensions: 0 x 0
Parking
- Total spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,351 | $28,212 |
| Home Insurance * | $640 | $7,680 |
| Property Taxes | $485 | $5,820 |
| Electricity | $197 | $2,366 |
| Total | $3,673 | $44,076 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-23 | Listed for sale | $475,000 |
| 2023-10-17 | Listing removed | -- |
| 2023-04-12 | Listed for sale | $549,900 |
| 2022-04-18 | Sold | $535,900 |
| 2022-03-31 | Contingent | $534,900 |
| 2022-03-19 | Listed for sale | $534,900 |
| 2022-03-12 | Contingent | $534,900 |
| 2022-03-09 | Listed for sale | $534,900 |
| 2018-07-18 | Listing removed | $307,448 |
| 2017-09-29 | Listed for sale | $307,448 |
| 2017-09-28 | Sold | $307,448 |
| 2017-08-31 | Pending sale | $307,448 |
| 2017-06-22 | Price change | $307,448 |
| 2016-03-29 | Price change | $301,990 |
| 2015-07-30 | Listed for sale | $299,000 |
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