9860 S Thomas Dr Unit 217, Panama City Beach, FL, 32408
About This Home
Welcome to Laketown Wharf Unit 217! This fully furnished 1Bd/ 2Ba + bunk room 1,047 SqFt condo perfectly located on the 2nd floor - skip the elevator and walk right in! The modern, open-concept layout boasts new LVP flooring throughout, a gourmet kitchen with white appliances, granite countertops, and a spacious living area. The master bedroom offers a peek of the Gulf, and the large private balcony is perfect for enjoying lake views and the nightly fountain show. Now is a great time to invest in Laketown Wharf, with the exciting new addition of ''810 Billiards & Bowling''--a family-friendly venue that enhances the resort's appeal and boosts rental potential. Amenities include 5 pools (one heated), 2 hot tubs, private beach access, on-site dining, a Gulf-view fitness center, ice cream shop, hair salon, playground, multiple elevators, 2 covered parking garages, a boardwalk over the lake, doggie area, and more. Whether you're looking for a primary residence, vacation getaway, or income-producing property, this condo is a must-see. Schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Materials
- Foundation: Pillar/Post/Pier
- Roof: Clay,Membrane
- Construction materials: Concrete,Stucco
Type & Style
- Home type: Condo
- Architectural style: High Rise
- Property subType: Condominium
Interior
Appliances
- Appliances included: Washer/Dryer Stacked,Electric Oven,Electric Range,Electric Water Heater
- Laundry features: Stacked
Bedroom
- Level: First
- Dimensions: 13 x 11
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 2
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,047
- Total interior livable area: 1,047 sqft
Kitchen
- Level: First
- Dimensions: 14 x 9
Living Room
- Level: First
- Dimensions: 18 x 17
Other
- Level: First
- Dimensions: 8 x 7
Property
Details
- Parcel number: 40001000047
- Attached to another structure: Yes
- Zoning description: Resid Multi-Family
- Special condition: Listed As-Is
Features
- Pool features: Gunite,Electric Heat,In Ground,Community
- Patio & porch: Balcony
- Exterior features: Dock
- Spa features: Community
- Has view: Yes
- View description: Gulf,Lake,Water
- Has water view: Yes
- Water view: Gulf,Lake,Water
- On waterfront: Yes
- Waterfront features: Lake,Lake Front
- Frontage length: Lake
Lot
- Features: Paved
- Lot size dimensions: zero lot line
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,157 | $13,884 |
| Home Insurance * | $315 | $3,780 |
| Property Taxes | $239 | $2,868 |
| Electricity | $197 | $2,366 |
| Total | $1,908 | $22,896 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-09 | Price change | $229,000 |
| 2025-12-26 | Price change | $250,000 |
| 2025-10-11 | Price change | $265,000 |
| 2025-08-14 | Listed for sale | $269,000 |
| 2021-08-06 | Sold | $255,000 |
| 2021-07-15 | Pending sale | $265,000 |
| 2019-08-12 | Sold | $165,000 |
| 2019-07-18 | Pending sale | $165,000 |
| 2019-07-15 | Price change | $165,000 |
| 2019-07-15 | Pending sale | $155,000 |
| 2019-07-15 | Listed for sale | $155,000 |
| 2019-07-15 | Pending sale | $155,000 |
| 2019-07-15 | Listed for sale | $155,000 |
| 2019-06-15 | Listing removed | $155,000 |
| 2019-06-06 | Pending sale | $155,000 |
| 2019-06-05 | Listed for sale | $155,000 |
View on Zillow