6422 Highway 98 #906, Panama City Beach, FL, 32407
About This Home
Perched on the 9th floor of one of Panama City Beach's most sought-after waterfront towers, this stunning 3-bedroom, 3-bathroom residence at Marina Landing offers front-row views of St. Andrews Bay and the kind of lifestyle most people only dream about. With 1,916 square feet of thoughtfully designed living space, floor-to-ceiling windows flood every room with natural light and frame the water in every direction. The open-concept layout is ideal for entertaining, with a spacious kitchen featuring granite countertops flowing seamlessly into the living and dining areas. Each bedroom offers its own private bath, giving owners and guests alike the comfort and privacy they deserve. Whether you're watching the sunrise paint the bay gold from your living room or sipping cocktails on the balcony as boats drift into the marina below, every moment here feels like a vacation. Marina Landing is a 16-story, 87-unit high-rise completed in 2007 and ideally positioned at the western foot of the Hathaway Bridge giving you effortless access to both the energy of Panama City Beach and the calm of the Upper Grand Lagoon neighborhood. The building's resort-style amenities are second to none, including a private deep-water marina with boat slips, a waterfront pool and hot tub, fitness center, community room, parking garage and owner storage. For boaters, this is a dream address -- direct access to St. Andrews Bay and the Gulf of Mexico is just steps from your door. And when you're ready to explore, St. Andrews State Park, local waterfront dining, Pier Park, and some of the Emerald Coast's best seafood restaurants are just minutes away.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Type & Style
- Home type: Condo
- Architectural style: High Rise
- Property subType: Condominium
Interior
Appliances
- Appliances included: Washer/Dryer Stacked,Electric Oven,Electric Range,Electric Water Heater
- Laundry features: Stacked
Bedroom
- Level: First
- Dimensions: 15 x 15
Bedroom
- Level: First
- Dimensions: 14 x 10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Family Room
- Level: First
- Dimensions: 16 x 13
Features
- Fireplace: Yes
Heating
- Heating features: Central,Fireplace(s)
Interior Area
- Total structure area: 1,916
- Total interior livable area: 1,916 sqft
Other
- Features: Balcony
- Level: First
- Dimensions: 15 x 9
Property
Details
- Parcel number: 40000850050
- Attached to another structure: Yes
- On leased land: Yes
- Special condition: Listed As-Is
Features
- Stories: 16
- Pool features: In Ground,Community
- Patio & porch: Balcony
- Exterior features: Barbecue,Dock
- Has view: Yes
- View description: Bay
- Has water view: Yes
- Water view: Bay
- On waterfront: Yes
- Waterfront features: Bayfront
Lot
- Features: Paved
- Lot size dimensions: 0
Parking
- Parking features: Parking Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,776 | $33,312 |
| Home Insurance * | $198 | $2,376 |
| Property Taxes | $616 | $7,392 |
| Electricity | $197 | $2,366 |
| Total | $3,787 | $45,444 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-30 | Listed for sale | $559,000 |
| 2026-03-15 | Listed for rent | $2,900 |
| 2026-03-05 | Listing removed | $2,900 |
| 2026-01-14 | Listed for rent | $2,900 |
| 2007-10-18 | Sold | $749,000 |
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