9902 S Thomas Dr Unit 2028, Panama City Beach, FL, 32408
About This Home
Live in penthouse luxury on the 20th floor with raised ceilings and views most dream of. The view from your patio is breathtaking as it overlooks the lake and boardwalk below and you're high enough on the 20th floor to see miles away of the city. This turn-key fully-renovated condo has incredible Lake & City Views is being sold fully furnished, including furniture, electronics, linens, artwork, outdoor furniture - this is as turn-key as it gets! Everything you see in the photos conveys. It can sleep 6 comfortably, up to 10. Gross Rental 2021/$65,989, 2022/$45,351, 2023/$44,053, 2024/$60,209, 2025/$57,478. This has been beautifully remodeled as seen in the photos. Combination of upgraded LVP flooring and original tile throughout, upgraded backsplash in kitchen with pendant lighting, beautiful white/gray cabinets throughout with plenty of storage space and granite countertops, lighted vanity mirror in front bathroom. Step into your master bedroom with master ensuite as you soak in your large soaker tub with double vanities and oversized shower close by. Laketown Wharf Resort is just steps away from the world's most beautiful white-sand beaches, shopping, dining and entertainment. Amenities include convenient beach access, 5 unique pools, a kid's funscape playground, splash bar and grill, and gulf view fitness center.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Roof: Other
- Construction materials: Concrete
Type & Style
- Home type: Condo
- Architectural style: High Rise
- Property subType: Condominium
Interior
Appliances
- Appliances included: Washer/Dryer Stacked,Electric Oven,Electric Range,Plumbed For Ice Maker
- Laundry features: Stacked
Bedroom
- Level: First
- Dimensions: 12 x 11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,262
- Total interior livable area: 1,262 sqft
Master Bedroom
- Level: First
- Dimensions: 16 x 12
Other
- Level: First
- Dimensions: 7 x 7
Property
Accessibility
- Accessibility features: Accessible Elevator Installed,Accessible Approach with Ramp
Details
- Parcel number: 40001000727
- Attached to another structure: Yes
- Zoning description: Resort
Features
- Pool features: Fenced,Electric Heat,In Ground,Community
- Patio & porch: Balcony,Covered,Patio
- Has view: Yes
- View description: Gulf,Lake
- Has water view: Yes
- Water view: Gulf,Lake
Lot
- Lot size dimensions: 0
Parking
- Parking features: Gated,Paved,Parking Lot,Community Structure
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,815 | $21,780 |
| Home Insurance * | $494 | $5,928 |
| Property Taxes | $474 | $5,688 |
| Electricity | $197 | $2,366 |
| Total | $2,980 | $35,760 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-10 | Price change | $359,000 |
| 2026-03-05 | Price change | $379,000 |
| 2025-02-04 | Price change | $389,000 |
| 2024-11-26 | Listed for sale | $395,000 |
| 2024-01-01 | Listing removed | -- |
| 2023-06-15 | Listing removed | $470,000 |
| 2023-05-23 | Listed for sale | $485,000 |
| 2022-12-19 | Listing removed | -- |
| 2022-06-22 | Listed for sale | $499,000 |
| 2016-09-01 | Listing removed | $215,000 |
| 2016-01-28 | Listed for sale | $215,000 |
| 2014-01-02 | Sold | $169,000 |
| 2013-12-03 | Listed for sale | $189,900 |
| 2013-10-04 | Listing removed | $189,900 |
| 2013-09-21 | Listed for sale | $189,900 |
| 2013-08-21 | Sold | $60,000 |
| 2007-11-26 | Sold | $355,900 |
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