9860 S Thomas Dr Unit 311, Panama City Beach, FL, 32408
About This Home
Wake up to serene lake views and step into the heart of everything Panama City Beach has to offer! This fully furnished 2-bedroom, 2-bath condo with a bonus bunk room comfortably sleeps up to 8, making it ideal as a vacation getaway, rental investment, or both. Enjoy peace of mind with a brand-new 2025 hot water heater, gulf views from guest bedroom, granite countertops, and an oversized private balcony perfect for morning coffee or sunset unwinding. Located just steps from the world-famous white-sand beaches, shopping, dining, and entertainment, this beachside resort delivers true resort-style living. Laketown Wharf boasts unmatched amenities, including five unique pools, a Kids Funscape playground, Splash Bar & Grill, Gulf-view fitness center, covered garage parking, and convenient beach access. Stroll along the 52,000-square-foot lakefront boardwalk, explore onsite market shops, and end your evenings with the nightly fountain and light show. With views spanning the Gulf of Mexico, lake, and golf course, Laketown Wharf offers one of the most dynamic and sought-after locations on the beach. Turn-key and perfectly positioned this is Panama City Beach living at its finest!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Materials
- Foundation: Pillar/Post/Pier
- Roof: Membrane
- Construction materials: Concrete,Stucco
Type & Style
- Home type: Condo
- Architectural style: High Rise
- Property subType: Condominium
Interior
Appliances
- Appliances included: Washer/Dryer Stacked,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater
- Laundry features: Stacked
Bedroom
- Level: First
- Dimensions: 12 x 11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Dimensions: 20 x 15
Features
- Smart Thermostat
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,262
- Total interior livable area: 1,262 sqft
Kitchen
- Level: First
- Dimensions: 11 x 9
Master Bedroom
- Level: First
- Dimensions: 14 x 12
Other
- Level: First
- Dimensions: 9 x 7
Other
- Features: Balcony
- Level: First
- Dimensions: 28 x 8
Property
Accessibility
- Accessibility features: Accessible Common Area
Details
- Parcel number: 40001000073
- Attached to another structure: Yes
- Zoning description: Resid Multi-Family
- Special condition: Listed As-Is
Features
- Pool features: Gunite,Electric Heat,In Ground,Community
- Patio & porch: Balcony
- Spa features: Community
- Has view: Yes
- View description: Lake,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Lake,Lake Front,Shoreline - Natural
Lot
- Lot size: 14.64 Acres
- Features: Paved
- Lot size dimensions: Condo
Parking
- Total spaces: 2
- Parking features: Additional Parking,Paved,Parking Lot
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,238 | $14,856 |
| Home Insurance * | $337 | $4,044 |
| Property Taxes | $259 | $3,108 |
| Electricity | $197 | $2,366 |
| Total | $2,031 | $24,372 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $245,000 |
| 2026-01-12 | Listed for sale | $269,900 |
| 2022-02-25 | Sold | $367,000 |
| 2022-01-03 | Contingent | $379,000 |
| 2021-09-22 | Price change | $379,000 |
| 2021-08-17 | Listed for sale | $399,000 |
| 2019-07-25 | Sold | $198,000 |
| 2019-06-27 | Listed for sale | $198,000 |
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