See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3701 Cornelia Ln, Southport, FL, 32409

4beds
3baths
2,622sqft
$549,000
$209price/sqft
$3,703/moest. monthly cost
$148,120/yrincome needed

About This Home

3.25% Assumable VA loan to qualified buyer. Tucked away on a quiet street near Deer Point lake. This original one owner home at 3701 Cornelia Lane sits tucked back on over an acre and offers the perfect blend of comfort and functionality. Featuring a spacious and well-designed layout, this property boasts 4 bedrooms and 3 full bathrooms, plus home office and an additional den. This home is ideal for both everyday living and entertaining family and friends. The bright, open living areas flow seamlessly into the kitchen,(NEW granite countertops '26) providing plenty of room to gather. Step out back with a cup of coffee to enjoy the outdoors but wo the bugs in your screen enclosure overlooking your generous private yard. Conveniently located near schools, shopping, and dining. Just 20 minutes to either hospital, the airport or 30 mins to sandy white beaches. Water heater 2023 Roof 2019 HVAC 2018 Flooring epoxied by Dee's concrete 2026 with transferable lifetime warranty Termine Bond - transferable New countertops 2026 New paint Book your private showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Composition,Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Water Heater

Bedroom

  • Level: First
  • Dimensions: 12.7 x 13.3

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: First
  • Dimensions: 24.5 x 12.6

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 2,622
  • Total interior livable area: 2,622 sqft

Living Room

  • Level: First
  • Dimensions: 19 x 16.11

Master Bedroom

  • Level: First
  • Dimensions: 14.5 x 13.7

Property

Details

  • Parcel number: 07811005120
  • Zoning description: Resid Single Family

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Screened
  • Exterior features: Porch

Lot

  • Lot size: 1.15 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: 315 x 160

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$242$2,904
Property Taxes $422$5,064
Electricity $263$3,166
Total$3,703$44,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,960/yr
40% on housing$111,090/yr
45% on housing$98,746/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 32409$200
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32409$190
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$599,000
2005-12-06Sold$70,000

For Sale by Agent

AgentAngela Hale
BrokerageERA Neubauer Real Estate, Inc

Similar Homes