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101 White Oaks Blvd, Southport, FL, 32409

6beds
4baths
6,330sqft
$599,000
$95price/sqft
$4,511/moest. monthly cost
$180,440/yrincome needed

About This Home

Seller is motivated! Seller is offering up to $20,000 toward buyer concessions with an acceptable offer. As-Is Opportunity with Strong Fundamentals & Exceptional Potential A rare opportunity for an investor or owner-occupant who understands value and vision! Offered As Is, this home primarily needs fine-tuning, cosmetic updates, and selective improvements, the best and most important parts of the home are in use, intact, and functional, providing a solid foundation to elevate the property to its full potential. The home was originally designed with 6 bedrooms, featuring five bedrooms in the main residence and an additional sixth bedroom within the finished workshop/garage space; ideal for guests, extended family, or future apartment conversion. Note- the cabinets and appliances in the finished garage do not convey with sale. Several bedrooms would benefit from new flooring, allowing the next owner to update finishes while preserving the home's generous layout. The gourmet kitchen showcases granite countertops, custom cabinetry, and a built-in wine rack. With thoughtful updates, this space can easily be brought back to life as the true heart of the home. The primary suite is one of the most impressive features: exceptionally spacious and beautifully laid out, offering the scale and presence buyers seek in a true owner's retreat. Bonus is one of the additional bedrooms offers the flexibility to function as a second primary suite, perfect for guests or multi-generational living. A double-sided fireplace anchors the living spaces, adding warmth, character, and architectural interest, while a dedicated movie room/media room provides an ideal setting for entertaining or relaxing at home. Beyond the main residence, the property features a 40' x 50' heated and cooled finished garage/workshop Additional garage and workshop spaces, each with two bay roll-up doors, further enhance the property's versatility. The backyard includes a separate outbuilding, previously being converted into a shooting range, now offering a blank slate for the next owner's vision. The in-ground gunite pool with attached jacuzzi adds significant appeal, with the waterfall feature (not currently functioning) offering potential to be restored with additional investment. This is not a teardown or major reconstruction: this is an opportunity to polish, update, and enhance a home with strong bones, standout features, and exceptional flexibility. Sold As Is. A strategic opportunity for buyers who recognize long-term value and upside. Important NOTE! Cabinets and Over/stove in the heated and cooled detached garage DO NOT convey.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Deane Bozeman SchoolGrades PK-121.7 mi

Construction

Condition

  • Year built: 2007

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: First
  • Dimensions: 18.9 x 17.11

Bedroom

  • Level: First
  • Dimensions: 17 x 9.1

Bedroom

  • Level: First
  • Dimensions: 17 x 9.4

Bedroom

  • Level: First
  • Dimensions: 15.2 x 13.5

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Cooling

  • Cooling features: Central Air

Dining Room

  • Level: First
  • Dimensions: 15.3 x 11.4

Great Room

  • Level: First
  • Dimensions: 21.8 x 20.4

Interior Area

  • Total structure area: 6,330
  • Total interior livable area: 6,330 sqft

Master Bathroom

  • Level: First
  • Dimensions: 20.4 x 15.5

Master Bedroom

  • Level: First
  • Dimensions: 24 x 20.4

Media Room

  • Level: First
  • Dimensions: 19.7 x 18.6

Office

  • Level: First
  • Dimensions: 12.1 x 12.8

Property

Details

  • Parcel number: 07534015105
  • Zoning description: County, Resid Single Family
  • Special condition: Listed As-Is

Features

  • Private pool: Yes
  • Pool features: Gunite,In Ground,Private

Lot

  • Lot size: 2 Acres
  • Features: Paved
  • Lot size dimensions: 190 x 350 x 345 x 300

Parking

  • Total spaces: 5
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$264$3,168
Property Taxes $582$6,984
Electricity $637$7,644
Total$4,511$54,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,662/yr
40% on housing$135,330/yr
45% on housing$120,293/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 32409$209
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32409$190
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$719,000
2026-03-22Price change$729,000
2026-03-13Price change$739,000
2026-03-04Price change$749,000
2026-02-24Price change$779,000
2026-02-15Price change$789,000
2026-02-11Price change$829,000
2026-02-03Price change$839,000
2026-01-27Listed for sale$849,000
2017-06-16Sold$660,000
2017-04-26Listed for sale$699,900
2017-04-26Pending sale$699,900
2016-09-24Listed for sale$699,900
2006-03-15Sold$185,000

For Sale by Agent

AgentHeather H Neubauer
BrokerageERA Neubauer Real Estate Inc

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