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4250 N Cholla Drive, Prescott Valley, AZ, 86314

4beds
4baths
2,160sqft
$520,000
$241price/sqft
$3,160/moest. monthly cost
$126,400/yrincome needed

About This Home

This spacious four-bedroom, four-bath home blends comfort with thoughtful upgrades. Three of bedrooms feature private full ensuite bathrooms. 2 of those bedrooms have attached Arizona rooms that offer access to the beautiful back deck. The chef's kitchen boasts quartz counters, a huge island with five-burner gas stovetop, double convection oven, and sweeping views, flowing into living spaces anchored by a wood-burning fireplace. Newer luxury vinyl-plank floors keep the home carpet-free and easy to maintain. Step outside to enjoy the upgraded backyard: Landscaping gravel has been added under the deck, wood on the deck has been repaired and replaced, and a new covered section provides shade and year-round outdoor comfort. Perfect for entertaining, the expansive deck overlooks a fully fenced yard with mature plantings, including an apple tree, blackberries, and raspberries. Extra large storage shed, dog run. Paved patio area for grilling and outdoor dining with solar lighting. A huge circular driveway provides plenty of parking with RV parking in the front AND backyard. The attached garage has 2 parking spaces, the 3rd bay was converted to an office/hobby room with its own additional private entrance. This home combines function, comfort, and thoughtful updates - inside and outside- with no HOA restrictions.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
4/10

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Composition
  • Construction materials: Painted,Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Dishwasher,Water Purifier
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Quartz Countertops,Eat-in Kitchen,Vaulted Ceiling(s),Kitchen Island
  • Window features: Screens,Double Pane Windows
  • Flooring: Other
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Insert
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wood,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,160
  • Total interior livable area: 2,160 sqft

Property

Details

  • Parcel number: 40222412

Features

  • Stories: 1
  • Patio & porch: Covered Deck,Patio
  • Exterior features: Rain Gutters,Storage
  • Spa features: None
  • Fencing: Back Yard
  • Has view: Yes
  • View description: City,Mountain(s)

Lot

  • Lot size: 0.26 Acres
  • Features: Desert Back,Desert Front

Parking

  • Total spaces: 6
  • Parking features: Off Street,Attached,RV Access/Parking,Gated,RV Gate,Garage Door Opener,Circular Driveway,Attch'd Gar Cabinets,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather

FEMA Declared Disasters in Yavapai County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance $130$1,560
Property Taxes $173$2,076
Electricity $228$2,744
Total$3,160$37,920

Income You'd Need if You Spent...

35% on housing$108,342/yr
40% on housing$94,800/yr
45% on housing$84,266/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 86314$264
Yavapai County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 86314$283
Yavapai County$289

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$520,000
2026-03-25Price change$535,000
2026-01-24Price change$543,000
2025-10-03Listed for sale$555,000
2024-09-12Listing removed$2,600
2024-08-23Listed for rent$2,600
2021-09-17Sold$499,000
2021-08-22Contingent$499,000
2021-08-17Listed for sale$499,000
2012-10-24Listing removed$182,500
2012-09-15Listed for sale$182,500
2011-11-23Sold$175,000
2011-08-13Listed for sale$182,500
2011-07-02Listing removed$200,000
2010-11-12Price change$200,000
2010-05-22Listed for sale$215,000
2010-03-15Listing removed$220,000
2010-01-24Price change$220,000
2009-11-21Price change$225,000
2009-08-30Price change$233,900
2009-02-20Price change$239,900
2008-12-05Listed for sale$265,000
2001-09-11Sold$174,500
1995-12-08Sold$25,500

For Sale by Agent

AgentChelsea Santos
BrokerageRealty ONE Group Mountain Desert

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