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3050 W Highway 98, Port Saint Joe, FL, 32456

2beds
3baths
1,200sqft
$298,000
$248price/sqft
$2,180/moest. monthly cost
$87,200/yrincome needed

About This Home

Welcome to 3050 W Hwy 98, Unit B49, an adorable, fully furnished beach bungalow located inside the gated community of Barefoot Cottages in charming Port St. Joe. Priced at $298,000, this is currently the LOWEST- PRICED beach home in the community, making it an outstanding opportunity for a primary residence, vacation rental investment, or personal beach getaway. This 2-bedroom, 2.5-bath, 1,200-square-foot home offers a cozy bungalow vibe with two spacious bedrooms, each featuring a private ensuite bath—perfect for guests or rental flexibility. The primary suite includes a walk-in closet and a private screened-in balcony, ideal for morning coffee or relaxing after a day at the beach. The main living area flows into an updated kitchen with white cabinetry, stainless steel appliances, and two-tone granite countertops, creating a welcoming space for entertaining. A large screened-in porch extends your living space outdoors and invites year-round enjoyment. Residents and guests of Barefoot Cottages enjoy three on-site swimming pools, hot tubs, a community fitness center, and close proximity to beach access, all within a beautifully maintained gated setting. Ideally located between the WindMark Beach community and downtown Port St. Joe, you're just minutes from shopping, dining, marinas, and local charm. Fully furnished - Resort style amenities - Prime location - Unbeatable value! Don't miss your opportunity to own this exceptional beach home for an exceptional price. Schedule a showing today.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
4/10
Port St. Joe High SchoolGrades 7-124.7 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven,Electric Water Heater

Bedroom

  • Level: Second
  • Dimensions: 11.5 x 13.8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 10.9 x 6.9

Features

  • Interior Steps

Half Bath

  • Level: First
  • Dimensions: 5 x 7.1

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen

  • Level: First
  • Dimensions: 11.8 x 11

Living Room

  • Level: First
  • Dimensions: 13.8 x 15.4

Master Bathroom

  • Level: Second
  • Dimensions: 9.8 x 4.11

Master Bedroom

  • Level: Second
  • Dimensions: 11.9 x 11.7

Other

  • Level: Second
  • Dimensions: 8.11 x 4.11

Property

Details

  • Parcel number: 04559618R

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Balcony,Porch,Screened
  • Exterior features: Porch

Lot

  • Lot size: 1,306 sqft
  • Lot size dimensions: 0 x 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Gulf County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,506$18,072
Home Insurance *$130$1,560
Property Taxes $347$4,164
Electricity $197$2,366
Total$2,180$26,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,742/yr
40% on housing$65,400/yr
45% on housing$58,133/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 14.7%
14.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 32456$382
Gulf County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 32456
Gulf County$240

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-26Listed for sale$298,000
2025-08-20Listing removed$319,900
2025-06-18Price change$319,900
2025-02-22Listed for sale$329,500
2021-07-23Sold$285,000
2013-12-09Sold$87,500
2007-02-12Sold$389,900

For Sale by Agent

AgentKatilyn Scott
BrokerageCompass Florida, LLC

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