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6052 Ridge Lake Circle, Vero Beach, FL, 32967

4beds
3baths
2,894sqft
$429,990
$149price/sqft
$3,488/moest. monthly cost
$139,520/yrincome needed

About This Home

Wake up to breathtaking lake views and enjoy the best of Florida living! This beautifully updated 4-bedroom, 2.5-bath corner home offers 2,894 sq. ft. of spacious living in a desirable gated community with low HOA fees. Nestled on a private corner lot with no neighbor on the left, you'll enjoy extra privacy and picturesque water views from nearly every bedroom. Recent upgrades include a 2024 roof, A/C systems replaced in 2022 & 2025, 2023 water heater, and new upstairs flooring (2022), providing peace of mind for years to come. Inside, you'll find formal living and dining rooms, a versatile den/home office, and an upstairs loft perfect as a media room, playroom, or additional living space.The spacious primary suite is a true retreat, featuring a private sitting area, walk in closet,soaking tub, separate shower, and private water closet. Step outside to two screened and covered patios overlooking the tranquil lake—the perfect setting for morning coffee, outdoor dining, or relaxing sunsets. The oversized backyard is enhanced with mature banana, calamondin, and moringa trees, creating a tropical oasis for gardeners and nature lovers alike. Complete with a 3-car garage, generous living spaces, and spectacular lakefront views, this move-in-ready home offers the perfect blend of comfort, privacy, and Florida lifestyle.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2007

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Oven,Range,Refrigerator
  • Laundry features: Main Level,Laundry Room,In Unit

Bedroom2

  • Level: Second
  • Area: 120
  • Dimensions: 12 X 10

Bedroom3

  • Level: Second
  • Area: 120
  • Dimensions: 12 X 10

Bedroom4

  • Level: Second
  • Area: 208
  • Dimensions: 16 X 13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Den

  • Level: First
  • Area: 180
  • Dimensions: 15 X 12

Family Room

  • Level: First
  • Area: 315
  • Dimensions: 21 X 15

Features

  • Bathtub,Dual Sinks,Garden Tub/Roman Tub,Kitchen Island,Kitchen/Dining Combo,Pantry,Split Bedrooms,Soaking Tub,Separate Shower,Upper Level Primary,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Blinds
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,142
  • Total interior livable area: 2,894 sqft

Kitchen

  • Level: First
  • Area: 234
  • Dimensions: 18 X 13

Living Room

  • Level: First
  • Area: 132
  • Dimensions: 12 X 11

Loft

  • Level: Second
  • Area: 182
  • Dimensions: 14 X 13

Master Bedroom

  • Level: Second
  • Area: 285
  • Dimensions: 19 X 15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 31393200004000000086
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Screened
  • Exterior features: Outdoor Living Area
  • Fencing: None
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • Waterfront features: Lake Front,None

Lot

  • Lot size: 8,712 sqft
  • Features: Corner Lot,Fruit Trees,Sprinklers Automatic,< 1/4 Acre

Parking

  • Total spaces: 5
  • Parking features: Attached,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$470$5,640
Property Taxes $553$6,636
Electricity $291$3,494
Total$3,488$41,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,588/yr
40% on housing$104,640/yr
45% on housing$93,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 32967$247
Indian River County$316

vs Homes Sold Last Month

Median $/sqft

ZIP 32967$233
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$429,990
2026-05-15Price change$449,000
2026-03-13Listed for sale$465,000
2014-03-19Sold$167,500
2013-12-06Listing removed$149,000
2013-06-07Price change$149,000
2013-06-04Price change$158,000
2013-05-25Listed for sale$168,000
2007-09-25Sold$259,200

For Sale by Agent

AgentLora B Harper
BrokerageColdwell Banker Realty

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