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28 Porto Mar Unit 101, Palm Coast, FL, 32137

4beds
5baths
4,287sqft
$1,879,000
$438price/sqft
$13,759/moest. monthly cost
$550,360/yrincome needed

About This Home

Recent Price Improvement! Experience the best of oceanfront living at 28 Porto Mar, Unit 101 in Palm Coast’s sought-after Hammock Dunes community. Located in the exclusive Le Jardin condominium—home to only 26 private residences—this stunning first-floor unit offers 4,287 square feet of living space. The open floor plan seamlessly connects expansive living and dining areas, creating the perfect setting for both intimate gatherings and grand entertaining. High ceilings and east-facing windows flood the home with natural light and showcase beautiful ocean views. Rich custom hardwood floors anchor the space, while a gas fireplace creates an inviting focal point. The gourmet kitchen delights culinary enthusiasts with a gas cooktop, stainless steel appliances, custom cabinetry, and elegant stone counters. Step outside and enjoy a short stroll to the beach, the Hammock Dunes Club, pool, and croquet courts. Residents of Le Jardin also enjoy premium amenities including a theatre room, fitness center, resistance pool, wine cellar, and a secure, climate-controlled two-car garage—all within a gated and guarded setting designed for peace of mind. With nearby shopping, restaurants, medical facilities, and easy access to St. Augustine, Daytona Beach, and Jacksonville, this residence offers both luxury and convenience. Elevate your everyday living in a home that delivers privacy, prestige, and panoramic beauty.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
5/10
Matanzas High SchoolGrades 7,9-124.0 mi
6/10

Construction

Condition

  • Property condition: Completed
  • Year built: 2007

Materials

  • Foundation: Block
  • Roof: Membrane,Tile
  • Construction materials: Concrete,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Range Hood,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Laundry Room,Same Floor As Condo Unit,Washer Hookup

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 330
  • Dimensions: 22x15

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 216
  • Dimensions: 12x18

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 255
  • Dimensions: 17x15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 198
  • Dimensions: 11x18

Features

  • Built-in Features,Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,Elevator,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Thermostat,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Carpet,Tile,Hardwood
  • Fireplace features: Gas
  • Fireplace: Yes
  • Common walls with other units/homes: Corner Unit,End Unit

Great Room

  • Level: First
  • Area: 875
  • Dimensions: 35x25

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,287
  • Total interior livable area: 4,287 sqft

Kitchen

  • Level: First
  • Area: 176
  • Dimensions: 16x11

Primary Bedroom

  • Features: Dual Closets
  • Level: First
  • Area: 320
  • Dimensions: 20x16

Property

Details

  • Parcel number: 0411313210000100101
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Heated,Indoor,Other
  • Exterior features: Balcony,Courtyard,Irrigation System,Lighting
  • Has view: Yes
  • View description: Pool,Water,Gulf/Ocean - Partial
  • Has water view: Yes
  • Water view: Water,Gulf/Ocean - Partial
  • On waterfront: Yes
  • Waterfront features: Waterfront,Gulf/Ocean,Gulf/Ocean Access

Lot

  • Lot size: 0.53 Acres
  • Features: CoastalConstruction Control Line,Unincorporated

Parking

  • Total spaces: 2
  • Parking features: Assigned,Deeded,Garage Door Opener,Ground Level,Guest,Oversized,Under Building
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Flagler County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,501$114,012
Home Insurance *$1,747$20,964
Property Taxes $2,080$24,960
Electricity $431$5,177
Total$13,759$165,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$471,737/yr
40% on housing$412,770/yr
45% on housing$366,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$438This listing

vs Other Active Listings

Avg $/sqft

ZIP 32137$241
Flagler County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 32137$203
Flagler County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-02-22Price change$1,879,000
2024-10-06Price change$1,999,997
2024-09-10Price change$2,248,000
2024-07-18Listed for sale$2,299,000
2022-07-27Listing removed--
2021-05-14Listing removed$1,499,000
2021-04-28Listed for sale$1,499,000
2020-12-02Listing removed$1,399,000
2020-08-26Price change$1,399,000
2020-06-18Price change$1,449,500
2018-11-13Listed for sale$1,499,500
2010-01-28Sold$500,000

For Sale by Agent

AgentBob Bagdon
BrokerageENGEL VOLKERS PALM COAST

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