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15094 Stella Del Mar Ln, Fort Myers, FL, 33908

3beds
2baths
2,063sqft
$429,000
$208price/sqft
$3,317/moest. monthly cost
$132,680/yrincome needed

About This Home

Discover worry-free Florida living in Stella Del Mar, a highly sought-after gated community in the desirable Iona area of Fort Myers. This beautifully maintained 3-bedroom, 2-bath, one-story villa offers the perfect combination of comfort, convenience, and the relaxed Southwest Florida lifestyle you've been searching for. One of this home's greatest advantages is the peace of mind it offers. Located in FLOOD ZONE X, flood insurance is not required. Even more impressive, this villa has NEVER flooded and has a proven history of weathering Southwest Florida's storms beautifully. For many buyers, that's more than a feature—it's confidence in your investment. Step inside to an updated, open-concept floor plan filled with natural light and designed for effortless everyday living and entertaining. The spacious living areas flow seamlessly to the oversized screened lanai, creating the perfect indoor-outdoor space to enjoy your morning coffee, evening cocktails, or year-round Florida weather. Recent improvements, including a newer HVAC system and water heater, add comfort, efficiency, and confidence in your investment. Nestled within the exclusive Peppertree Pointe/Waters Edge community, residents enjoy a peaceful setting while being just minutes from Sanibel Island, Fort Myers Beach, marinas, waterfront dining, shopping, entertainment, and top-rated healthcare. Whether you enjoy boating, fishing, shelling, beach days, or simply soaking up the Florida sunshine, this location places it all within easy reach. This move-in-ready Fort Myers villa offers exceptional value in one of Southwest Florida's most desirable locations. With a recent price reduction and $5,000.00 SELLER CONCESSIONS available toward buyer closing costs or prepaids, this is an outstanding opportunity to own a beautiful home in a pet-friendly, gated community with low-maintenance living and an unbeatable location. If you're looking for a Fort Myers villa for sale in a NO FLOOD ZONE, close to Sanibel Island and Fort Myers Beach, offering modern updates, seller concessions, and exceptional peace of mind, this home truly checks every box. Schedule your private showing today!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
Heights Elementary SchoolGrades PK-51.7 mi
4/10
Lexington Middle SchoolGrades 6-82.9 mi
5/10
Cypress Lake High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story,Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Freezer,Disposal,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Bathtub,Tray Ceiling(s),Dual Sinks,Entrance Foyer,Eat-in Kitchen,Jetted Tub,Living/Dining Room,Pantry,Separate Shower,Cable TV,Screened Porch,Great Room
  • Window features: Single Hung,Sliding,Shutters
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,492
  • Total interior livable area: 2,063 sqft

Property

Details

  • Parcel number: 364523260000F.0010
  • Attached to another structure: Yes
  • Lease amount: 0
  • Zoning description: RM-2

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Lanai,Patio,Porch,Screened
  • Exterior features: Courtyard,Patio,Privacy Wall
  • Has view: Yes
  • View description: Landscaped
  • Waterfront features: None

Lot

  • Lot size: 2,613 sqft
  • Features: Corner Lot,Rectangular Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$433$5,196
Property Taxes $508$6,096
Electricity $207$2,491
Total$3,317$39,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,725/yr
40% on housing$99,510/yr
45% on housing$88,453/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 33908$215
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33908$248
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Price change$429,000
2026-05-01Price change$434,000
2026-04-07Price change$439,000
2025-12-23Price change$449,000
2025-01-13Listed for sale$479,900
2024-02-05Listing removed--
2023-12-28Listed for sale$495,000
2023-08-12Listing removed--
2023-04-14Listed for sale$499,000
2010-06-28Sold$84,000
2010-06-17Price change$99,900
2010-04-09Price change$119,900
2010-02-26Price change$179,900
2010-01-27Listed for sale$189,900
2009-12-18Listing removed$209,900
2009-12-06Listed for sale$209,900
2007-02-23Sold$410,000

For Sale by Agent

AgentDebra Blumenschein
BrokerageRoyal Shell Real Estate, Inc.

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