See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

513 Cattail Cir, Gardendale, AL, 35071

3beds
2baths
1,612sqft
$299,000
$185price/sqft
$2,102/moest. monthly cost
$84,080/yrincome needed

About This Home

Welcome to 513 Cattail Cir~ Gardendale, zoned for Snow Rogers Elementary, Gardendale High. This updated charming 3-bedroom, 2-bath home is nestled at the end of a cul-de-sac on a .54-acre lot in the heart of Gardendale. This well-maintained, move in ready property offers 1,612+/- square feet of comfortable living space and a functional layout that’s ideal for everyday living and entertaining. The home features a warm and inviting feel with generous room sizes, a practical floor plan, no carpet and plenty of outdoor space to enjoy. Large family room in basement or could be 4th bedroom. Double driveway giving plenty of parking, fenced large backyard. Located in an established neighborhood, this property offers convenient access to local shopping, dining, schools, and major roadways while still providing the privacy and charm of a quiet residential setting.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
9/10
Bragg Middle SchoolGrades 6-83.3 mi
5/10
Gardendale High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Basement
  • Construction materials: Brick Over Foundation

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove-Electric,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,In Basement,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 1056

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Block

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • None,Crown Molding,Smooth Ceilings,Linen Closet,Tub/Shower Combo
  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Insert,Living Room,Electric
  • Fireplace: Yes
  • Attic: Other,Yes
  • Finished area below ground: 480
  • Finished area above ground: 1,132

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,612 sqft

Kitchen

  • Features: Stone Counters,Breakfast Bar,Kitchen Island
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0700352002004.002
  • Special condition: N/A

Features

  • Levels: One,Split Foyer
  • Stories: 1
  • Pool features: None
  • Patio & porch: Open (DECK),Deck
  • Fencing: Fenced
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 0.54 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 1
  • Parking features: Basement,Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Landslide
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$207$2,484
Property Taxes $144$1,728
Electricity $240$2,881
Total$2,102$25,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,068/yr
40% on housing$63,060/yr
45% on housing$56,053/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 35071$135
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35071$145
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Contingent$299,000
2026-07-31Listed for sale$299,000
2023-09-14Sold$270,000
2023-08-15Pending sale$229,000
2023-08-10Listed for sale$229,000
2018-08-08Sold$154,695
2018-07-24Pending sale$155,000
2018-07-07Listed for sale$155,000
2009-10-25Listing removed$119,900
2009-10-10Listed for sale$119,900

For Sale by Agent

AgentTeresa Ellard
BrokerageRE/MAX on Main

Similar Homes