See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

239 Kono Way, Destin, FL, 32541

4beds
4baths
1,932sqft
$849,000
$439price/sqft
$5,613/moest. monthly cost
$224,520/yrincome needed

About This Home

This recently and tastefully renovated 4-bedroom, 3½-bath home offers the perfect blend of comfort, style, and investment potential. Thoughtful updates create a fresh, inviting interior ideal for both personal enjoyment and guest stays. The spacious layout provides plenty of room to relax and entertain, making it well-suited as a primary residence, second home, or income-producing property with strong rental appeal. Located in the gated community of Villages of Crystal Beach, residents enjoy access to a large, resort-style community pool and a short walk or convenient tram ride to a beautiful Gulf beach access. Ideally located, the neighborhood is also just minutes from some of the area's best restaurants, shopping, and entertainment -- offering the perfect combination of coastal lifestyle and everyday convenience. Whether you're looking for a second home, primary residence, or income-producing investment, this home checks all the boxes for coastal living at its best. All information is believed to be accurate but should be verifies.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

8/10
Destin Middle SchoolGrades 5-80.9 mi
5/10
10/10
Destin Elementary SchoolGrades PK-44.4 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2007

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 143
  • Dimensions: 13 x 11

Bedroom

  • Level: Second
  • Area: 240
  • Dimensions: 20 x 12

Bedroom

  • Level: Second
  • Area: 143
  • Dimensions: 13 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Area

  • Level: First
  • Area: 108
  • Dimensions: 12 x 9

Features

  • Breakfast Bar,Crown Molding
  • Window features: Window Treatments
  • Flooring: Hardwood,Tile,Carpet
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,932
  • Total interior livable area: 1,932 sqft

Kitchen

  • Level: First
  • Area: 165
  • Dimensions: 15 x 11

Living Room

  • Level: First
  • Area: 234
  • Dimensions: 18 x 13

Property

Details

  • Parcel number: 002S22112500000980
  • Zoning description: Resid Single Family

Features

  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Balcony

Lot

  • Lot size: 1,170 sqft
  • Lot size dimensions: 26' x 45'

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$128$1,536
Property Taxes $995$11,940
Electricity $197$2,366
Total$5,613$67,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,445/yr
40% on housing$168,390/yr
45% on housing$149,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$439This listing

vs Other Active Listings

Avg $/sqft

ZIP 32541$410
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32541$401
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Listed for sale$849,000
2025-04-09Listing removed$799,000
2025-02-26Price change$799,000
2025-02-19Price change$815,000
2025-01-11Listed for sale$839,000
2024-07-01Listing removed--
2024-05-01Price change$870,000
2024-03-02Listed for sale$950,000
2023-06-10Listing removed--
2023-05-15Price change$999,000
2023-05-05Price change$1,025,000
2023-03-12Listed for sale$1,049,000
2023-03-09Pending sale$1,049,000
2023-03-05Price change$1,049,000
2023-02-23Price change$1,090,000
2022-10-24Listed for sale$1,100,000
2014-11-24Sold$380,000
2014-10-24Price change$399,000
2014-07-03Price change$435,000
2014-06-05Price change$449,000
2014-01-26Listed for sale$450,000
2008-04-21Sold$500,000
2007-07-31Sold$250,000
2007-01-18Sold$230,000

For Sale by Agent

AgentStroop Group
BrokerageCompass

Similar Homes