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4555 Village Way, Destin, FL, 32541

6beds
4baths
2,600sqft
$1,200,000
$462price/sqft
$7,644/moest. monthly cost
$305,760/yrincome needed

About This Home

Newly repriced $200,000 below its former asking -- 4555 Village Way is a six-bedroom coastal retreat in Villages of Crystal Beach built for effortless group living and exceptional rental returns. A main-level primary suite, five bedrooms up, two living areas, and wide porches overlook a lagoon-style pool with zero-entry, waterfalls, hot tub, and gated access. Refined interiors feature hard-surface floors, updated cabinetry, refreshed baths, and dual HVAC. The social main floor flows seamlessly to a deep covered porch. Moments from the Gulf, Henderson Beach, Destin Commons, and premier dining. Delivered turnkey in a proven rental corridor.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

8/10
Destin Middle SchoolGrades 5-80.9 mi
5/10
10/10
Destin Elementary SchoolGrades PK-44.4 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Roof Pitched
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Freezer,Microwave,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bathroom

  • Level: Second
  • Area: 62.5
  • Dimensions: 12.5 x 5

Bathroom

  • Level: Third
  • Area: 60
  • Dimensions: 10 x 6

Bedroom

  • Level: Second
  • Area: 162
  • Dimensions: 13.5 x 12

Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 12 x 11

Bedroom

  • Level: Third
  • Area: 150
  • Dimensions: 12.5 x 12

Bedroom

  • Level: Third
  • Area: 80
  • Dimensions: 10 x 8

Bedroom

  • Level: Third
  • Area: 80
  • Dimensions: 10 x 8

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 135
  • Dimensions: 13.5 x 10

Features

  • Window features: Double Pane Windows
  • Flooring: Laminate
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Kitchen

  • Level: First
  • Area: 99
  • Dimensions: 11 x 9

Laundry

  • Level: Second
  • Area: 57.8
  • Dimensions: 8.5 x 6.8

Living Room

  • Level: First
  • Area: 195.75
  • Dimensions: 14.5 x 13.5

Living Room

  • Level: Second
  • Area: 225
  • Dimensions: 15 x 15

Master Bedroom

  • Level: First
  • Area: 216
  • Dimensions: 16 x 13.5

Other

  • Level: First
  • Area: 144
  • Dimensions: 24 x 6

Other

  • Level: Second
  • Area: 144
  • Dimensions: 24 x 6

Other

  • Level: Third
  • Area: 144
  • Dimensions: 24 x 6

Property

Details

  • Parcel number: 002S22112500001130
  • Zoning description: Resid Single Family

Features

  • Stories: 3
  • Pool features: Heated
  • Exterior features: Outdoor Grill,Balcony
  • Has spa: Yes
  • Spa features: Heated

Lot

  • Lot size: 1,306 sqft
  • Lot size dimensions: 25 x 45

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$182$2,184
Property Taxes $1,134$13,608
Electricity $261$3,139
Total$7,644$91,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$262,080/yr
40% on housing$229,320/yr
45% on housing$203,840/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$462This listing

vs Other Active Listings

Avg $/sqft

ZIP 32541$409
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32541$401
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Price change$1,200,000
2025-11-17Listed for sale$1,400,000
2024-07-01Listing removed$925,000
2023-07-01Listing removed--
2022-10-27Sold$1,375,000
2022-10-13Pending sale$1,400,000
2022-09-19Price change$1,400,000
2022-09-08Listed for sale$1,450,000
2021-07-07Sold$930,000
2021-05-30Pending sale$925,000
2021-05-29Listed for sale$925,000
2021-05-25Pending sale$925,000
2021-05-22Listed for sale$925,000
2021-05-13Pending sale$925,000
2021-05-10Listed for sale$925,000
2013-11-26Sold$420,000
2013-08-22Listed for sale$425,000
2010-10-24Listing removed$479,900
2010-02-22Price change$479,900
2009-12-06Price change$399,000
2009-08-23Price change$479,900
2009-07-19Listed for sale$499,000
2006-08-14Sold$825,000

For Sale by Agent

AgentSteven R Strano
BrokerageThe Premier Property Group

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