408 Kelly Plantation Dr Unit 411, Destin, FL, 32541
About This Home
FURNISHED, STORAGE SPACE, GOLF CART SPACE & GOLF CART INCLUDED! Welcome to One Water Place 411 of Kelly Plantation, where privacy, luxury, and effortless Destin living come together within one of the Emerald Coast's premier master-planned gated communities. Perfectly positioned in the westernmost Building Three, this desirable Castleton floor plan offers 3,220 square feet of heated and cooled living space, an expansive radius balcony, and a true house-like layout designed for coastal living. This beautiful residence features four spacious bedrooms, three and a half bathrooms, an open-concept living area, and panoramic views that create an immediate sense of space, light, and serenity. From nearly every room, enjoy incredible vistas of the Choctawhatchee Bay, lush natural surroundings, manicured One Water Place grounds, resort-style amenity areas, and the Fred Couples-designed Kelly Plantation golf course. One Water Place is a non-rental building and does not permit short-term rentals while offering a peaceful and private atmosphere. This condominium also includes an additional non-climate-controlled storage space and an assigned golf cart space, making everyday ownership convenient and valuable. Also, enjoy the summer kitchen on the balcony which includes a gas grill for cooking and entertaining family and guests. Seller enhancements include a hot water heater, microwave drawer, HVAC system, and a Star street-legal golf cart. One Water Place offers an amenity-rich... experience with resort-style pools, hot tubs, impressive spa amenities, excellent gym, owner gathering spaces, walking paths, expansive green space, beautifully maintained grounds and much more! Golf is available separately and is not included in the association dues. Beyond the gates, enjoy an approximate 15-minute golf cart trip to Henderson Beach State Park, shopping, dining, entertainment venues, boating, and more to enjoy the Destin Lifestyle to the fullest! This residence delivers style, comfort, spectacular views, and the convenience to enjoy Emerald Coast in Northwest Florida. Call to coordinate your private showing today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2007
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Cooktop,Disposal,Range Hood,Refrigerator,Electric Water Heater
Bedroom
- Level: First
- Area: 156
- Dimensions: 13 x 12
Bedroom
- Level: First
- Area: 156
- Dimensions: 13 x 12
Bedroom
- Level: First
- Area: 210
- Dimensions: 15 x 14
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Area
- Level: First
- Area: 204
- Dimensions: 17 x 12
Features
- Window features: Window Treatments
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,220
- Total interior livable area: 3,220 sqft
Living Room
- Level: First
- Area: 700
- Dimensions: 28 x 25
Master Bedroom
- Level: First
- Area: 320
- Dimensions: 20 x 16
Property
Details
- Parcel number: 002S22132600000411
Features
- Exterior features: Balcony,Outdoor Kitchen
- Has view: Yes
- View description: Bay,Lake,Pond
- Has water view: Yes
- Water view: Bay,Lake,Pond
- On waterfront: Yes
- Waterfront features: Bay,Lake Front,Pond
Parking
- Total spaces: 6
- Parking features: Golf Cart Garage,Garage,Covered
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Okaloosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,331 | $87,972 |
| Home Insurance * | $220 | $2,640 |
| Property Taxes | $1,175 | $14,100 |
| Electricity | $324 | $3,888 |
| Total | $9,050 | $108,600 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Listed for sale | $1,450,000 |
| 2021-10-22 | Sold | $1,300,000 |
| 2021-10-05 | Pending sale | $1,295,000 |
| 2021-10-03 | Listed for sale | $1,295,000 |
| 2021-01-11 | Sold | $969,000 |
| 2020-11-19 | Listed for sale | $979,900 |
| 2020-06-10 | Listing removed | $929,900 |
| 2020-04-30 | Listed for sale | $929,900 |
| 2018-06-15 | Sold | $721,500 |
| 2018-04-20 | Price change | $785,000 |
| 2017-06-11 | Price change | $795,000 |
| 2017-05-02 | Price change | $829,900 |
| 2017-03-12 | Listed for sale | $829,000 |
| 2010-10-21 | Sold | $600,000 |
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