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223 Grand Key Loop E, Destin, FL, 32541

6beds
4baths
2,600sqft
$999,000
$384price/sqft
$6,522/moest. monthly cost
$260,880/yrincome needed

About This Home

Poolside Paradise is NOT just a turn-key rental machine in one of Destin's premier gated communities; it is THE preferred 6-bedroom plan sleeping 16 guests, situated on the LOW TRAFFIC side and DIRECTLY across from Villages of Crystal Beach's iconic lagoon-style pool! Enjoy unobstructed views with NO street parking between and travel mere feet straight from your front porch to the pool's side entrance! Choosing this location is the easiest investment decision you'll make this year! Inside, find 3 levels of well-laid out space with NO CARPET to be found. The main level is comprised of an open concept living, dining, and kitchen area as well as a convenient half bath and the largest bedroom with an en suite bath. Moving up to the second floor, discover another well appointed living room with kitchenette (mini fridge, microwave, sink, cabinets) and access to one of two balconies. A bedroom with a king size bed, a 4-bed bunk room, shared full bath, and the laundry room round out the second level. The top floor features two bedrooms with queen size beds, each offering access to the balcony with stunning views of the pool, and another 2-bed bunk room. Villages of Crystal Beach is perfectly located between Destin Commons and the Gulf's sugar white sand beaches. During high season, take advantage of the free beach shuttle!

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

9/10
Destin Middle SchoolGrades 5-81.0 mi
5/10
10/10
Destin Elementary SchoolGrades PK-44.5 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2006

Materials

  • Roof: Metal
  • Construction materials: Siding CmntFbrHrdBrd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bathroom

  • Level: First
  • Area: 21
  • Dimensions: 7 x 3

Bathroom

  • Level: Second
  • Area: 165
  • Dimensions: 11 x 15

Bathroom

  • Level: Third
  • Area: 55
  • Dimensions: 11 x 5

Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 13 x 12

Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 12 x 11

Bedroom

  • Level: Third
  • Area: 132
  • Dimensions: 12 x 11

Bedroom

  • Level: Third
  • Area: 132
  • Dimensions: 12 x 11

Bedroom

  • Level: Third
  • Area: 96
  • Dimensions: 12 x 8

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Area

  • Level: First
  • Area: 126
  • Dimensions: 14 x 9

Family Room

  • Level: Second
  • Area: 225
  • Dimensions: 15 x 15

Features

  • Breakfast Bar,Pantry
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Laminate,Tile
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Kitchen

  • Level: First
  • Area: 81
  • Dimensions: 9 x 9

Laundry

  • Level: Second
  • Area: 36
  • Dimensions: 6 x 6

Living Room

  • Level: First
  • Area: 225
  • Dimensions: 15 x 15

Master Bathroom

  • Level: First
  • Area: 72
  • Dimensions: 9 x 8

Master Bedroom

  • Level: First
  • Area: 208
  • Dimensions: 16 x 13

Property

Details

  • Parcel number: 002S22112500000540
  • Zoning description: Resid Single Family

Features

  • Stories: 3
  • Exterior features: Balcony,Columns

Lot

  • Lot size: 1,306 sqft
  • Features: Interior Lot,Level
  • Lot size dimensions: 25 x 45

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance *$151$1,812
Property Taxes $1,059$12,708
Electricity $261$3,139
Total$6,522$78,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$223,611/yr
40% on housing$195,660/yr
45% on housing$173,920/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$384This listing

vs Other Active Listings

Avg $/sqft

ZIP 32541$410
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32541$401
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$999,000
2025-07-01Listing removed$1,205,000
2024-11-14Price change$1,205,000
2023-09-15Price change$1,230,000
2023-07-15Price change$1,250,000
2023-07-01Price change$1,300,000
2023-04-11Price change$1,350,000
2023-03-31Pending sale$1,400,000
2023-01-29Listed for sale$1,400,000
2018-03-16Sold$555,000
2017-06-26Listed for sale$575,000
2015-03-02Sold$500,000
2015-01-20Price change$524,900
2014-06-01Listed for sale$510,000
2013-12-09Listing removed$615,900
2013-08-16Price change$615,900
2013-04-25Listed for sale$624,900

For Sale by Agent

AgentCarli S Harman
BrokerageEXP Realty LLC

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