See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1805 W OAK Lane, Camp Verde, AZ, 86322

1beds
2baths
1,232sqft
$450,000
$365price/sqft
$2,762/moest. monthly cost
$110,480/yrincome needed

About This Home

Discover this rare find featuring two separate homes on a single lot enclosed with a perimeter fence. Perfect for multi-generational families or investors looking for rental income. The charming two-story site built home is designed for comfort. The Upper level is dedicated entirely to the spacious Master Suite, featuring a private master bath and French doors open up to a wrap-around-deck. Downstairs is built with a formal dining room a full kitchen and a guest bathroom. A large wooden deck extends the living space outdoors, ideal for entertaining. Both are connected to same Well, Septic System and Electric.. Priced as per Appraisal. Property is being sold in its present condition. Furnishings are available outside of Escrow. Manufactured has a different address. The Manufactured Home has a separate address: 3040 N Verde River Dr. Parcel# 403-18-005, Taxes Billed for 2025-$408.00.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

3/10
3/10
Camp Verde Middle SchoolGrades 6-82.2 mi
4/10
Camp Verde High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Gas Range,Gas Cooktop
  • Laundry features: Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Speed Internet,Upstairs,Full Bth Master Bdrm
  • Window features: Screens,Double Pane Windows
  • Flooring: Carpet,Vinyl,Tile

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,232
  • Total interior livable area: 1,232 sqft

Property

Details

  • Parcel number: 40318006

Features

  • Stories: 1
  • Exterior features: Balcony
  • Spa features: None,Bath
  • Fencing: Perimeter,Chain Link

Lot

  • Lot size: 7,293 sqft
  • Features: Grass Front

Parking

  • Total spaces: 1
  • Parking features: Off Street,Detached Garage,Shared Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Hail
Heat Wave

FEMA Declared Disasters in Yavapai County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance $121$1,452
Property Taxes $150$1,800
Electricity $216$2,603
Total$2,762$33,144

Income You'd Need if You Spent...

35% on housing$94,697/yr
40% on housing$82,860/yr
45% on housing$73,653/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$365This listing

vs Other Active Listings

Avg $/sqft

ZIP 86322$173
Yavapai County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 86322$274
Yavapai County$289

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$450,000
2026-05-16Listed for sale$495,000
1999-01-11Sold$55,000

For Sale by Agent

AgentDebra Sandoval-Dow
BrokerageMingus Mountain Real Estate

Similar Homes