




1805 W OAK Lane, Camp Verde, AZ, 86322
About This Home
Discover this rare find featuring two separate homes on a single lot enclosed with a perimeter fence. Perfect for multi-generational families or investors looking for rental income. The charming two-story site built home is designed for comfort. The Upper level is dedicated entirely to the spacious Master Suite, featuring a private master bath and French doors open up to a wrap-around-deck. Downstairs is built with a formal dining room a full kitchen and a guest bathroom. A large wooden deck extends the living space outdoors, ideal for entertaining. Both are connected to same Well, Septic System and Electric.. Priced as per Appraisal. Property is being sold in its present condition. Furnishings are available outside of Escrow. Manufactured has a different address. The Manufactured Home has a separate address: 3040 N Verde River Dr. Parcel# 403-18-005, Taxes Billed for 2025-$408.00.
Getting Around
Schools
Construction
Condition
- Year built: 1987
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Wood Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Refrigerator,Gas Range,Gas Cooktop
- Laundry features: Gas Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 2
Features
- High Speed Internet,Upstairs,Full Bth Master Bdrm
- Window features: Screens,Double Pane Windows
- Flooring: Carpet,Vinyl,Tile
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,232
- Total interior livable area: 1,232 sqft
Property
Details
- Parcel number: 40318006
Features
- Stories: 1
- Exterior features: Balcony
- Spa features: None,Bath
- Fencing: Perimeter,Chain Link
Lot
- Lot size: 7,293 sqft
- Features: Grass Front
Parking
- Total spaces: 1
- Parking features: Off Street,Detached Garage,Shared Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Wildfire
- Winter Weather
- Hail
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Yavapai County and Arizona
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,275 | $27,300 |
| Home Insurance | $121 | $1,452 |
| Property Taxes | $150 | $1,800 |
| Electricity | $216 | $2,603 |
| Total | $2,762 | $33,144 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Price change | $450,000 |
| 2026-05-16 | Listed for sale | $495,000 |
| 1999-01-11 | Sold | $55,000 |
