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20851 SW 36th St, Dunnellon, FL, 34431

5beds
4baths
4,926sqft
$1,099,000
$223price/sqft
$8,058/moest. monthly cost
$322,320/yrincome needed

About This Home

3 Homes in One! A personal, multi-living luxury estate with resort style outdoor living-excellent for entertaining, income potential or extended family living. Only about 20 minutes from the World Equestrian Center in Ocala, great for the equestrian lifestyle. Experience the perfect blend of space, versatility, and resort-style living in this expansive 6,000+ sq ft gated property nestled on 3 fully cleared acres in desirable horse country. This unique residence offers three separate living areas, each with dedicated entrances while still being seamlessly connected to the main home-favorable for multi-generational living, guest accommodations, or income-producing opportunities. The main home features: • 3 spacious bedrooms & 2 bathrooms • Walk-in closets • Walk-in pantry • 2 versatile bonus rooms (great for gym, art room, music room, wine room or playroom) • Recently repainted interior and exterior • Updated kitchen. Home Office. • Durable vinyl plank flooring and tile throughout Step outside to your own personal oasis " The resort-style backyard is designed for entertaining and relaxation, featuring: • A beautiful sports-style pool with waterfall and expansive deck space • Seamless indoor-outdoor flow with multiple sliding glass doors • A bright, open courtyard layout centered around the pool • Lush palm landscaping and clean modern lines • Ample patio space for lounging, dining, and entertaining • Expansive covered patio and entertainment area • Ambient outdoor lighting creating a beautiful nighttime atmosphere • A fully equipped gazebo with lighting, electricity, and screening- exemplary for lounging or movie nights by the pool • Bright and airy pool house with beautiful views Additional exterior highlights include: • 4 large storage sheds • Dedicated golf cart & mower storage areas • Pump house for pool equipment • Oversized garage with tall doors-great for lifted trucks, boats, or large vehicles • Additional tall rear carport for boats or equipment Outdoor raised garden beds lead you to a sweet fairy garden with a water feature, seating area under a lighted pergola. The apartment features a full-size kitchen, living area, dedicated study space, and a large walk-in closet. The bathroom includes dual sinks, a separate shower, and a jetted tub. The pool house/guest house offers generous space, including an expansive entertainment area, a full kitchen with bar seating, bedroom, and a full bathroom with direct access to the basketball and pool area. Designed to maximize natural light, the space provides beautiful views from every angle and multiple doors that create a seamless indoor-outdoor living experience. One or more photo(s) has been virtually staged. Schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Romeo Elementary SchoolGrades PK-51.3 mi
4/10
Dunnellon Middle SchoolGrades 6-87.1 mi
2/10
Dunnellon High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Block,Slab,Stem Wall
  • Roof: Asphalt,Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Freezer,Gas Oven,Refrigerator,Range Hood,Water Heater
  • Laundry features: Laundry - Living Area,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Breakfast Bar,Bookcases,Bathtub,Dual Sinks,Eat-in Kitchen,Fireplace,High Ceilings,In-Law Floorplan,Jetted Tub,Multiple Primary Suites,Open Floorplan,Pantry,Split Bedrooms,Shower Only,Solid Surface Counters,Separate Shower,Tile Countertop,Tile Counters,Tub Shower,Updated Kitchen,Vaulted Ceiling(s)
  • Door features: French Doors,Sliding Doors
  • Window features: Blinds,Double Pane Windows
  • Flooring: Laminate,Luxury Vinyl Plank,Tile,Travertine
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Zoned
  • Cooling features: Central Air,Electric,Zoned

Interior Area

  • Total structure area: 6,004
  • Total interior livable area: 4,926 sqft

Property

Details

  • Parcel number: 1734000402
  • Zoning: A1
  • Special condition: Standard,Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: Concrete,In Ground,Pool
  • Exterior features: Awning(s),Basketball Court,Barbecue,Courtyard,Landscaping,Lighting,Water Feature
  • Has spa: Yes
  • Fencing: Wood

Lot

  • Lot size: 3.01 Acres
  • Features: Cleared,Flat,Multiple lots,Pasture,Rectangular

Parking

  • Total spaces: 3
  • Parking features: Attached,Boat,Detached Carport,Driveway,Garage,Parking Pad,Private
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,557$66,684
Home Insurance *$708$8,496
Property Taxes $1,298$15,576
Electricity $495$5,948
Total$8,058$96,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$276,274/yr
40% on housing$241,740/yr
45% on housing$214,880/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 34431$136
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34431$180
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$1,200,800
2026-04-14Listed for sale$1,280,000
2003-10-02Sold$25,000

For Sale by Agent

AgentAriel Bruns
BrokerageTropic Shores Realty

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