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14914 SE 56th Ave, Summerfield, FL, 34491

5beds
3baths
2,232sqft
$650,000
$291price/sqft
$5,053/moest. monthly cost
$202,120/yrincome needed

About This Home

Private Central Florida property offering a 3-bedroom, 2-bath main residence (1990, 1,728 sq ft), a 1-bedroom, 1-bath guest cottage (2016, 504 sq ft), and over 6 acres of landscaped grounds with former working nursery features. Located at the end of a cul-de-sac near The Villages, Marion County amenities, and I-75, this homestead provides both privacy and convenience. Designed and maintained by a Master Gardener, the property includes winding paths, ponds, mature ground cover beds, and multiple areas suitable for gardening, hobby farming, or business use. The layout and acreage support a variety of lifestyle or income-producing possibilities, including multigenerational living, guest accommodations, or revitalizing nursery operations. The main home has received several recent updates, including a new septic system and drain field, renovated kitchen, updated master bathroom with Jacuzzi tub, refreshed master bedroom, upgraded flooring, and improvements to the home’s structural foundation. The guest cottage, constructed in 2016, offers additional living space for visitors, extended family, or rental use. Additional property highlights include ample outdoor space, mature landscaping, and the unique combination of residential living with agricultural or nursery potential. This location offers convenient access to shopping, services, dining, medical facilities, and major roadways while maintaining a peaceful and secluded setting. This listing represents an opportunity for buyers seeking acreage, privacy, flexible-use structures, and proximity to Central Florida destinations. Full list of updates and features available upon request. Owner offers to cover closing costs.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

2/10
7/10
Belleview Middle SchoolGrades 6-84.8 mi
3/10
Belleview High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Range,Range Hood,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Laundry Room,Outside,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom2

  • Features: Tub With Shower
  • Level: First

Bathroom3

  • Features: Walk-In Closet(s)
  • Level: First

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Thermostat,Vaulted Ceiling(s)
  • Flooring: Luxury Vinyl

Great Room

  • Features: Breakfast Bar
  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,232
  • Total interior livable area: 2,232 sqft

Kitchen

  • Features: Pantry,Kitchen Island
  • Level: First

Office

  • Features: No Closet
  • Level: First

Primary Bathroom

  • Features: Bath With Whirlpool,Tub With Shower
  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 4180400007
  • Zoning: A1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch,Screened
  • Exterior features: Garden,Irrigation System,Private Mailbox,Storage
  • Fencing: Fenced,Wire
  • Has view: Yes
  • View description: Garden,Trees/Woods
  • Residential vegetation: Bamboo,Fruit Trees,Mature Landscaping,Oak Trees,Trees/Landscaped

Lot

  • Lot size: 6.34 Acres
  • Features: Cul-De-Sac,Farm,Landscaped,Level,Private,Street Dead-End
  • Lot size dimensions: 430 x 642

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$409$4,908
Property Taxes $1,134$13,608
Electricity $224$2,695
Total$5,053$60,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,245/yr
40% on housing$151,590/yr
45% on housing$134,746/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 34491$196
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34491$176
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-01Listed for sale$650,000
2019-04-30Sold$254,700
2019-03-13Pending sale$249,700
2019-02-15Price change$249,700
2019-01-14Price change$297,700
2018-10-16Listed for sale$325,000
2015-04-12Listing removed$229,700
2014-10-10Price change$229,700
2014-06-07Price change$295,000
2014-02-21Listed for sale$325,000

For Sale by Agent

AgentXimena Ocampo
BrokeragePROFESSIONAL REALTY OF OCALA

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