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13797 SW 109th Ln, Dunnellon, FL, 34432

4beds
3baths
2,590sqft
$399,000
$154price/sqft
$2,993/moest. monthly cost
$119,720/yrincome needed

About This Home

Luxury, Comfort & Exceptional Outdoor Living in this Florida Dream Home! This move in ready 4BR, 3 bathrooms, home has pool Retreat with Modern upgrades & flexible bonus space. This beautifully maintained and spacious home offers 2,590 sq. ft. of thoughtfully designed living space, including a flex room. This exceptional residence blends elegance, comfort, and functionality perfect for modern living and entertaining. Inside, you’ll find generous living areas filled with natural light, creating a warm and inviting atmosphere throughout the home. Recent upgrades provide both style and peace of mind, including a new roof, new water heater, upgraded showers in all bathrooms, updated countertops, and impact windows. Step outside to your private backyard retreat, where a stunning fiberglass in-ground pool becomes the centerpiece of a fully fenced yard ideal for weekend gatherings, summer barbecues, or relaxing evenings under the Florida sky. Additional features include extra storage with a shed, plus a 12x16 air-conditioned shed that offers incredible flexibility perfect for a home office, gym, hobby room, or creative space. With modern updates, spacious living areas, and beautiful outdoor amenities, this home offers the perfect balance of style, comfort, and privacy. A place where comfort meets lifestyle and where lasting memories are waiting to be made. Schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
4/10
Dunnellon Middle SchoolGrades 6-87.3 mi
2/10
Dunnellon High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Washer Hookup

Bathroom2

  • Features: Shower No Tub,Linen Closet
  • Level: First
  • Area: 80
  • Dimensions: 10x8

Bathroom3

  • Features: Shower No Tub,No Closet
  • Level: First
  • Area: 100
  • Dimensions: 10x10

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 169
  • Dimensions: 13x13

Bedroom4

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 169
  • Dimensions: 13x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Features: No Closet
  • Level: First
  • Area: 182
  • Dimensions: 14x13

Dining Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 306
  • Dimensions: 18x17

Features

  • Ceiling Fan(s),High Ceilings,Open Floorplan
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,314
  • Total interior livable area: 2,590 sqft

Kitchen

  • Features: Pantry,Kitchen Island
  • Level: First
  • Area: 425.5
  • Dimensions: 18.5x23

Laundry

  • Level: First
  • Area: 104
  • Dimensions: 13x8

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 288
  • Dimensions: 18x16

Primary Bathroom

  • Features: Bath With Whirlpool
  • Level: First
  • Area: 224
  • Dimensions: 16x14

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 750.5
  • Dimensions: 19x39.5

Property

Details

  • Parcel number: 3529038012
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Child Safety Fence,Fiberglass,In Ground
  • Patio & porch: Enclosed,Rear Porch,Screened
  • Exterior features: Rain Gutters
  • Fencing: Fenced,Vinyl

Lot

  • Lot size: 0.32 Acres
  • Features: Cleared,Landscaped
  • Lot size dimensions: 112 x 125

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$258$3,096
Property Taxes $458$5,496
Electricity $260$3,127
Total$2,993$35,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,617/yr
40% on housing$89,790/yr
45% on housing$79,813/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 34432$388
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34432$188
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$399,000
2026-04-15Price change$425,000
2026-04-03Price change$453,500
2026-03-10Listed for sale$460,000
2016-12-21Sold$185,000
2016-03-29Listed for sale$199,900
2005-12-20Sold$110,000

For Sale by Agent

AgentDaisy Mera
BrokerageGLOBALWIDE REALTY LLC

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