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632 Cheraw Pl, The Villages, FL, 32162

3beds
2baths
1,612sqft
$355,000
$220price/sqft
$2,465/moest. monthly cost
$98,600/yrincome needed

About This Home

Ana Maria villa between the 6's! Looking for a home in central Florida? Don't miss this courtyard villa in The Villages, FL. 55+ Community. 3 Bedrooms / 2 Baths with private yard. New SS refrigerator, range and microwave, Up/Down blinds in the living room, dining room and primary bedroom. Solar lights to add more natural light to the home. Water Filtration system. New Washer and Dryer. Open floor plan with vaulted ceilings. Primary en-suite with walk-in closet. Remote Garage Screen Door. Corner lot. Bond is paid. Roof - 2024.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

8/10
3/10

Construction

Condition

  • Property condition: Completed
  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Other

  • Builder model: Ana Maria

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Washer
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Living Room/Dining Room Combo
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,612
  • Total interior livable area: 1,612 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: D25L011
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Private Yard,Rain Gutters

Lot

  • Lot size: 6,312 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Sumter County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,795$21,540
Home Insurance *$181$2,172
Property Taxes $292$3,504
Electricity $197$2,366
Total$2,465$29,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,514/yr
40% on housing$73,950/yr
45% on housing$65,733/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 32162$184
Sumter County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 32162$234
Sumter County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Pending sale$355,000
2026-05-08Listed for sale$355,000
2026-05-06Pending sale$355,000
2026-04-20Listed for sale$355,000
2020-10-28Sold$269,000
2007-04-18Sold$216,900

For Sale by Agent

AgentKim Aschman
BrokerageBROKER ASSOCIATES REALTY

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