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4127 Gulf Of Mexico Dr #N102, Longboat Key, FL, 34228

3beds
4baths
3,521sqft
$4,700,000
$1,335price/sqft
$33,246/moest. monthly cost
$1,329,840/yrincome needed

About This Home

Spectacular Gulf of Mexico views define this exceptional three-bedroom, three-and-a-half-bath residence that lives like a single-family home. A large wraparound terrace with a built-in grill offers seamless indoor-outdoor living, and private steps leading directly to the sandy beach – perfect for sunset entertaining or morning walks along the shore. Enter the home through a private elevator into a formal foyer with double door entry into the residence. The gracious living room is framed by expansive windows showcasing endless water views and exceptional sunsets flowing effortlessly to a built-in wet bar complete with wine refrigerator, ice maker, and a dedicated desk area—ideal for entertaining or casual work-from-home moments. A formal dining room with elegant ceiling detail makes hosting a dinner party a treat. Plantation shutters throughout the residence add a coastal and private touch. The gourmet kitchen is designed for both function and style, offering a large island for gathering, side-by-side Sub-Zero refrigerator and freezer, Wolf gas cooktop, Wolf oven with warming drawer, generous pantry, and a cozy desk area for browsing favorite recipes. A large center island and charming breakfast nook are the perfect spots for morning coffee or casual meals. Adjacent to the kitchen, the inviting keeping room opens to a private east-facing terrace with beautiful sunrise and views of Sarasota Bay. The expansive owner’s suite is a true retreat, featuring its own breakfast bar with sink and refrigerator for enjoying morning coffee while overlooking the Gulf. Two oversized, custom-built walk-in closets provide exceptional storage. The spa-inspired bath includes double vanities, a glass-enclosed shower, a private water closet with bidet, and refined finishes throughout. Two en-suite guest bedrooms with large custom-built closets open onto a private terrace with views of Sarasota Bay, ensuring comfort and privacy for family and guests alike. This rare beachfront residence combines luxury, privacy, and the ease of coastal living, all with breathtaking views and thoughtfully designed spaces for everyday enjoyment and elegant entertainment. Residents of La Firenza enjoy a boutique, gated setting with private beach access, a heated beachfront pool and spa, fitness facilities and secure garage parking.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

10/10
5/10
Booker Middle SchoolGrades 6-87.3 mi
3/10
Booker High SchoolGrades 9-126.4 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2007

Materials

  • Foundation: Raised
  • Roof: Concrete,Tile
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Disposal,Dryer,Microwave,Range,Range Hood,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Elevator,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Other

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,521
  • Total interior livable area: 3,521 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 0002043002
  • Zoning: T6
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Heated,In Ground,Lighting
  • Patio & porch: Covered,Patio
  • Exterior features: Balcony,Lighting,Sidewalk,Storage
  • Spa features: Heated,In Ground
  • Has view: Yes
  • View description: Water,Beach,Gulf/Ocean - Full
  • Has water view: Yes
  • Water view: Water,Beach,Gulf/Ocean - Full
  • On waterfront: Yes
  • Waterfront features: Gulf/Ocean,Beach Access,Gulf/Ocean Access
  • Waterbody name: GULF OF MEXICO

Lot

  • Features: In County,Landscaped,Near Golf Course,Near Marina,Near Public Transit,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Assigned,Deeded,Guest,Under Building
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Sarasota County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $23,765$285,180
Home Insurance *$3,985$47,820
Property Taxes $5,142$61,704
Electricity $354$4,252
Total$33,246$398,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,139,862/yr
40% on housing$997,380/yr
45% on housing$886,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,335This listing

vs Other Active Listings

Avg $/sqft

ZIP 34228$719
Sarasota County$345

vs Homes Sold Last Month

Median $/sqft

ZIP 34228$667
Sarasota County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-06Listed for sale$4,900,000
2007-09-17Sold$3,548,700

For Sale by Agent

AgentKim Ogilvie, MICHAEL SAUNDERS & COMPANY, Lynn Morris, PLLC, MICHAEL SAUNDERS & COMPANY
BrokerageMICHAEL SAUNDERS & COMPANY

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