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1259 Rivers Bend Way NE, Steinhatchee, FL, 32359

2beds
3baths
2,347sqft
$475,000
$202price/sqft
$3,335/moest. monthly cost
$133,400/yrincome needed

About This Home

Just in time for Scallop Season!!! Welcome to effortless coastal living in the sought-after riverfront community of Rivers Bend in Steinhatchee, Florida. Located at 1259 Rivers Bend Way NE, this beautifully maintained 2-bedroom, 2.5-bath home was built in 2001 and offers an impressive 2,347 sq ft of thoughtfully designed living space. From the moment you arrive, you’ll appreciate the peaceful river views and the confidence of being located in Flood Zone X (high and dry)—allowing you to enjoy the scenery without the worry of flooding. Multiple outdoor living spaces create effortless indoor-outdoor flow, including a entertaining porch on the main level and a private porch off the primary suite—both perfect for relaxing while taking in the tranquil river setting. Inside, the home centers around a show-stopping kitchen designed to inspire any chef, featuring solid surface countertops, custom cabinetry, an eat-in bar, and an open-concept layout that flows seamlessly into the dining and living areas—ideal for hosting family and friends. Upstairs, the spacious primary suite retreat includes generous closet space and serene river views, while the second bedroom and bath provide comfortable accommodations for guests. A versatile sitting area at the top of the stairs offers the perfect space for a home office, reading nook, or game area. Additional highlights include a large laundry closet, ample pantry storage, and a convenient downstairs half bath with access to a rear grilling porch. The home also offers abundant covered parking underneath, providing plenty of room for boats, golf carts, and guests. As a Rivers Bend resident, you’ll enjoy exceptional community amenities including a pool, private boat ramp, dock, fish cleaning station, and scenic riverside walking trail—all supported by reasonable HOA dues that make life on the water easy and enjoyable. From luxury finishes to unmatched views and amenities, this property delivers the complete Steinhatchee coastal lifestyle. Opportunities like this are rare—schedule your private showing today.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Steinhatchee SchoolGrades PK-61.4 mi
--
Taylor Virtual FranchiseGrades 7-1232.2 mi
2/10

Construction

Condition

  • Year built: 2001

Materials

  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Ice Maker,Microwave,Refrigerator,Stove,Washer

Bedroom2

  • Dimensions: 15x13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Dimensions: 8x10

Family Room

  • Dimensions: 0x0

Features

  • High Ceilings,Upper Level Primary
  • Flooring: Hardwood,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,347
  • Total interior livable area: 2,347 sqft

Kitchen

  • Dimensions: 15x13

Living Room

  • Dimensions: 19x16

Master Bedroom

  • Dimensions: 19x15

Other

  • Dimensions: 11x14

Property

Details

  • Parcel number: 10184170
  • Special condition: Standard

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Community
  • Patio & porch: Covered,Deck,Porch
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 3
  • Parking features: Carport,Three or more Spaces
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Taylor County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$315$3,780
Property Taxes $383$4,596
Electricity $236$2,834
Total$3,335$40,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,342/yr
40% on housing$100,050/yr
45% on housing$88,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 32359$263
Taylor County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 32359
Taylor County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Listed for sale$475,000
2026-05-06Listing removed$499,999
2026-03-15Price change$499,999
2026-02-12Price change$549,000
2026-02-05Listed for sale$585,000
2016-11-11Sold$162,500
2016-09-09Listed for sale$174,900
2016-08-25Pending sale$174,900
2016-07-19Price change$174,900
2016-05-11Price change$209,000
2016-02-23Listed for sale$219,000
2009-06-10Listing removed$599,000
2009-03-12Listed for sale$599,000
2008-04-23Sold$247,900
2006-12-28Sold$220,700

For Sale by Agent

AgentHope H Webb, The American Dream
BrokerageThe American Dream

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