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422 W 42nd Pl, Chicago, IL, 60609

4beds
4baths
3,200sqft
$630,000
$197price/sqft
$4,854/moest. monthly cost
$194,160/yrincome needed

About This Home

Beautiful 2-story single-family home located on a quiet cul-de-sac block! This impressive residence showcases exceptional attention to detail and numerous upgrades throughout. The home features a spacious kitchen with a center island and eating area, perfect for everyday living and entertaining, and opens seamlessly to a large rear deck and backyard playground. Enjoy generously sized living spaces filled with natural light,The fully finished basement along with a comfortable family room , providing plenty of space for extended living or guests.The exterior includes a private backyard, deck, and a detached garage, offering both functionality and outdoor enjoyment. Conveniently located near parks, schools, and transportation. Too much to list-come see it for yourself! Seller is motivated and will consider all reasonable offers.

Getting Around

68
WalkingSomewhat Walkable
68
TransitGood Transit
58
BikeBikeable

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Daylight

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 143
  • Dimensions: 11X13

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 180
  • Dimensions: 10X18

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Lower
  • Area: 130
  • Dimensions: 10X13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Dimensions: COMBO

Family Room

  • Features: Flooring (Carpet)
  • Level: Lower
  • Area: 396
  • Dimensions: 18X22

Features

  • Window features: Skylight(s)
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Sep Heating Systems - 2+,Indv Controls
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 0
  • Total interior livable area: 3,200 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island),Flooring (Ceramic Tile)
  • Level: Main
  • Area: 306
  • Dimensions: 18X17

Laundry

  • Features: Flooring (Other)
  • Level: Lower
  • Area: 144
  • Dimensions: 18X8

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 468
  • Dimensions: 18X26

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Second
  • Area: 180
  • Dimensions: 15X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 20041280450000
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Sump Pump

Features

  • Stories: 2
  • Patio & porch: Deck
  • Fencing: Fenced

Lot

  • Lot size: 3,125 sqft
  • Features: Cul-De-Sac
  • Lot size dimensions: 25X125

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Yes,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$515$6,180
Property Taxes $908$10,896
Electricity $246$2,953
Total$4,854$58,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,422/yr
40% on housing$145,620/yr
45% on housing$129,440/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 60609$184
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60609$155
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Contingent$630,000
2026-05-06Listed for sale$630,000
2019-03-27Sold$425,000
2008-12-15Sold$437,500
2005-12-29Sold$440,000

For Sale by Agent

AgentQianKun Chen
BrokerageKale Realty

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