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1000 S 12TH Street, Cottonwood, AZ, 86326

4beds
4baths
2,498sqft
$829,000
$332price/sqft
$4,960/moest. monthly cost
$198,400/yrincome needed

About This Home

This spacious and meticulously cared for 4 bedroom, 4 bath home is nestled in a quiet Cottonwood neighborhood and has everything you need for comfortable living and entertaining. 4 car garage with one side heated and cooled. The master bedroom has a private courtyard with a soothing water feature for complete relaxation. The split floorplan includes 4 bedrooms, two with ensuite bathrooms. The backyard has a large gazebo, with power, an above ground pool and artificial turf.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

5/10
Dr Daniel Bright SchoolGrades PK-81.0 mi
2/10
Mingus Online AcademyGrades 8-120.7 mi
3/10
Mingus Union High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Composition,Tile
  • Construction materials: Spray Foam Insulation,Synthetic Stucco,Stucco,Wood Frame,Blown Cellulose

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-in Microwave,Dishwasher,Disposal,Electric Cooktop,Built-In Electric Oven
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Non-laminate Counter,Double Vanity,Breakfast Bar,2 Master Baths,Bidet,Full Bth Master Bdrm,Separate Shwr & Tub
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Ceiling Fan(s),Programmable Thmstat

Interior Area

  • Total structure area: 2,498
  • Total interior livable area: 2,498 sqft

Property

Details

  • Parcel number: 40605033F

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Outdoor Pool,Play Pool,Above Ground,Lap
  • Spa features: None
  • Fencing: Other,Wood

Lot

  • Lot size: 1.08 Acres
  • Features: Sprinklers In Rear,Sprinklers In Front,Desert Back,Desert Front,Gravel/Stone Front,Gravel/Stone Back,Synthetic Grass Back,Auto Timer H2O Front,Auto Timer H2O Back

Parking

  • Total spaces: 8
  • Parking features: Garage,Open
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Hail
Heat Wave
Wildfire
Winter Weather

FEMA Declared Disasters in Yavapai County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,191$50,292
Home Insurance $229$2,748
Property Taxes $276$3,312
Electricity $264$3,174
Total$4,960$59,520

Income You'd Need if You Spent...

35% on housing$170,057/yr
40% on housing$148,800/yr
45% on housing$132,266/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 86326$212
Yavapai County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 86326$258
Yavapai County$289

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$850,000
2026-04-08Pending sale$889,000
2025-07-30Price change$889,000
2025-05-28Pending sale$859,000
2025-05-27Sold$859,000
2025-03-25Contingent$859,000
2024-11-26Price change$859,000
2024-08-02Price change$899,000
2024-05-15Listed for sale$949,000
2000-05-19Sold$47,000
1997-04-01Sold$25,000

For Sale by Agent

AgentGlenn Freyling
BrokerageMontezuma Realty

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