See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

20 E Owl Creek Ln, Fairview, NC, 28730

5beds
5baths
4,588sqft
$1,349,000
$294price/sqft
$8,420/moest. monthly cost
$336,800/yrincome needed

About This Home

Welcome to your dream home! Nestled in the gated Southcliff community just outside the Asheville city limits, this stunning escape offers a peaceful mountain setting while remaining minutes from downtown Asheville and the Blue Ridge Parkway. Reflecting the charm of Biltmore Village Tudor Revival style, this beautifully renovated home captures mountain views and blends comfort with style. Step inside to a spacious, light-filled floor plan featuring an open living area ideal for entertaining. The modern kitchen is appointed with quartz countertops, a gas cooktop, updated lighting, and ample cabinetry. The main-level primary suite includes a renovated bathroom with a soaking tub. Upstairs, multiple bedrooms and flexible space provide options for a home office or game room. The walk-out basement adds versatility with a home theater, gym, and second office. Outside, a flagstone patio and beautifully landscaped backyard abutting Southcliff’s protected conservancy area await—offering a tranquil natural backdrop and easy access to the outdoor lifestyle this area is known for.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
Fairview ElementaryGrades K-52.4 mi
7/10
Cane Creek MiddleGrades 6-84.4 mi
7/10
A C Reynolds HighGrades PK,9-122.1 mi

Construction

Condition

  • Year built: 2007

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 1,037
  • Finished area above ground: 3,551

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,551
  • Total interior livable area: 4,588 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 967762905400000
  • Zoning: RES
  • Special condition: Standard
  • Other equipment: Generator Hookup

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.37 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Ice Storm
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,821$81,852
Home Insurance *$378$4,536
Property Taxes $794$9,528
Electricity $427$5,127
Total$8,420$101,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$288,685/yr
40% on housing$252,600/yr
45% on housing$224,533/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 28730$258
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28730$269
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-22Price change$1,399,000
2025-07-24Price change$1,425,000
2025-05-23Listed for sale$1,499,000
2021-01-29Sold$836,000
2021-01-04Contingent$850,000
2020-12-05Pending sale$850,000
2020-11-27Listed for sale$850,000
2018-03-27Sold$725,000
2018-02-27Pending sale$750,000
2017-11-02Price change$750,000
2017-09-13Price change$749,000
2017-05-10Price change$778,000
2017-03-10Listed for sale$798,000
2012-09-20Listing removed$639,000
2012-06-29Price change$639,000
2011-10-14Listed for sale$665,000
2011-09-02Listing removed$665,000
2011-06-18Price change$665,000
2011-05-18Listed for sale$700,000
2007-10-24Sold$636,000

For Sale by Agent

AgentStacey Klimchuk
BrokerageIvester Jackson Blackstream

Similar Homes