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1000 Silverberry St, Gastonia, NC, 28054

3beds
3baths
3,060sqft
$374,900
$123price/sqft
$2,690/moest. monthly cost
$107,600/yrincome needed

About This Home

Beautifully designed and move-in ready, this spacious 2-story home in the desirable Willow Creek community offers the perfect balance of comfort, functionality, and everyday living. The main level features multiple flexible living spaces, including two separate living areas and a formal dining room, ideal for entertaining, a home office, playroom, or additional gathering space. The kitchen offers ample cabinet and counter space and flows seamlessly into the main living areas, creating an inviting atmosphere throughout. Upstairs, all bedrooms are thoughtfully positioned for privacy and comfort. The spacious primary suite provides a relaxing retreat, while the additional bedrooms offer versatility for family, guests, or work-from-home needs. Willow Creek offers the charm of a more established community with mature tree-lined streets and wonderful neighborhood amenities including a clubhouse, pool, playground, walking trails, neighborhood park, and maintained common areas. Conveniently located near shopping, dining, parks, and major commuting routes throughout Gastonia and surrounding areas. Offering space, versatility, and a welcoming neighborhood feel, this home is one you won’t want to miss

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

2/10
2/10
W P Grier Middle SchoolGrades 6-81.3 mi
3/10
Ashbrook High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Family Room

  • Level: Main

Features

  • Open Floorplan,Walk-In Closet(s),Walk-In Pantry
  • Door features: Sliding Doors
  • Flooring: Carpet,Tile
  • Fireplace features: Family Room,Gas
  • Finished area below ground: 0
  • Finished area above ground: 3,060

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,060
  • Total interior livable area: 3,060 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 213757
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Patio

Lot

  • Lot size: 0.18 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$184$2,208
Property Taxes $326$3,912
Electricity $285$3,420
Total$2,690$32,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,228/yr
40% on housing$80,700/yr
45% on housing$71,733/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 28054$126
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28054$171
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Price change$374,900
2026-05-15Listed for sale$384,900
2007-10-29Sold$195,500

For Sale by Agent

AgentBethaina Joudi
BrokerageKeller Williams Ballantyne Area

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