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105 Chestnut Hill Rd, Black Mountain, NC, 28711

2beds
2baths
1,360sqft
$312,000
$229price/sqft
$2,053/moest. monthly cost
$82,120/yrincome needed

About This Home

Sitting atop a charming hill, this inviting 2-bedroom, 2-bath home offers the perfect blend of mountain serenity and everyday comfort. The open-concept floor plan features a spacious great room with a cozy fireplace, creating a warm and welcoming gathering space. The large eat-in kitchen provides plenty of room for cooking, dining, and entertaining. Outside, you'll find an outbuilding with endless potential—ideal for a workshop, artist's studio, hobby space, or extra storage. Two attached lean-tos add even more versatility for equipment, outdoor gear, or covered workspace. Conveniently located just a short drive from both Black Mountain and Asheville, this property offers easy access to shopping, dining, hiking, and all the area's outdoor recreation and cultural attractions. Whether you're searching for a peaceful mountain retreat, a vacation getaway, or a full-time residence, this home is full of opportunity. With a little updating, it can truly shine and become the mountain escape you've been dreaming of.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Fairview ElementaryGrades K-56.6 mi
7/10
Cane Creek MiddleGrades 6-89.1 mi
8/10
A C Reynolds HighGrades PK,9-129.6 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Flooring: Carpet,Parquet,Tile
  • Fireplace features: Gas,Wood Burning Stove
  • Finished area below ground: 0
  • Finished area above ground: 1,360

Heating & Cooling

  • Heating features: Heat Pump,Wood Stove
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,360
  • Total interior livable area: 1,360 sqft

Primary Bedroom

  • Features: En Suite Bathroom,Garden Tub,Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 061767458400000
  • Zoning: OU
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Side Porch
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 2.70 Acres
  • Features: Private,Sloped,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Landslide
    LandslideRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Landslide
Cold Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,577$18,924
Home Insurance *$86$1,032
Property Taxes $190$2,280
Electricity $200$2,405
Total$2,053$24,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,388/yr
40% on housing$61,590/yr
45% on housing$54,746/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 28711$273
Buncombe County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 28711$301
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$312,000
2026-05-21Sold$264,000
2025-05-15Listing removed$335,000
2025-03-19Price change$335,000
2025-01-03Listed for sale$350,000
2024-10-18Listing removed$350,000
2024-09-10Price change$350,000
2024-09-05Listed for sale$375,000
2007-06-28Sold$214,500

For Sale by Agent

AgentTim Truitt
BrokerageWNC Real Estate Inc.

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