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18780 Macalpine Loop, BEND, OR, 97702

5beds
6baths
6,772sqft
$5,995,000
$885price/sqft
$39,813/moest. monthly cost
$1,592,520/yrincome needed

About This Home

Discover luxury and tranquility on 10 acres in the gated Highlands community on Bend's Westside. This 5BD, 5.5BA custom estate spans 6,772 sq ft, and has been reimagined to blend mountain elegance with modern style. Vaulted ceilings, Montana mossy rock fireplace, and beam work add warmth and character. The chef's kitchen opens to light-filled living spaces with accordion doors for seamless indoor-outdoor flow. The main-level primary suite is an oasis, and upstairs offers guest suites, a media room, and bunk room. Enviable outdoor living features a pavilion with full kitchen, grills, pizza oven, MAK smoker, wet bar, firepit, and all-weather sound system. Enjoy year-round fun in the high-efficiency Modpool with a window to the Deschutes National Forest. A true all-ages playground with pickleball court, fenced play area, and access to Phil's Trail. Smart features include Control4, solar, EV charger, battery backup, and SPAN panel. A rare chance to own the pinnacle of High Desert living!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
59
BikeBikeable

Schools

8/10
6/10
10/10
Summit High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab,Stemwall
  • Roof: Metal,Tile
  • Construction materials: Frame,ICFs (Insulated Concrete Forms)

Other

  • Builder name: Patrick Todd Construction, Montgomery Remodeling

Type & Style

  • Home type: SingleFamily
  • Architectural style: Northwest
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Microwave,Oven,Range,Range Hood,Refrigerator,Washer,Water Heater,Wine Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6

Features

  • Smart Lock(s),Smart Light(s),Breakfast Bar,Built-in Features,Ceiling Fan(s),Double Vanity,Enclosed Toilet(s),Granite Counters,Kitchen Island,Linen Closet,Open Floorplan,Pantry,Primary Downstairs,Smart Thermostat,Soaking Tub,Solid Surface Counters,Stone Counters,Tile Shower,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar,Wired for Data,Wired for Sound
  • Window features: Double Pane Windows,Skylight(s),Wood Frames
  • Flooring: Carpet,Hardwood,Stone
  • Fireplace features: Gas,Great Room,Living Room,Outside,Primary Bedroom,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Fireplace(s),Ductless,Forced Air,Heat Pump,Natural Gas,Radiant,Wood,Zoned
  • Cooling features: Central Air,Heat Pump,Wall/Window Unit(s),Zoned

Interior Area

  • Total structure area: 6,772
  • Total interior livable area: 6,772 sqft

Property

Accessibility

  • Accessibility features: Smart Technology

Details

  • Parcel number: 246190
  • Zoning description: UAR10
  • Special condition: Standard
  • Exclusions: owners personal property...CLA

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated,In Ground,Infinity,Outdoor Pool,Pool Cover,Private
  • Patio & porch: Covered,Deck,Patio,Porch,Other
  • Exterior features: Built-in Barbecue,Fire Pit,Outdoor Kitchen
  • Spa features: Spa/Hot Tub
  • Fencing: Fenced
  • Has view: Yes
  • View description: Forest,Territorial

Lot

  • Lot size: 10.11 Acres
  • Features: Adjoins Public Lands,Drip System,Landscaped,Level,Native Plants,Rock Outcropping,Sprinkler Timer(s),Sprinklers In Front,Sprinklers In Rear,Water Feature,Wooded

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Attached,Driveway,Electric Vehicle Charging Station(s),Garage Door Opener,Gravel,Storage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Wildfire
Winter Weather

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $30,313$363,756
Home Insurance *$1,163$13,956
Property Taxes $7,723$92,676
Electricity $614$7,374
Total$39,813$477,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,365,017/yr
40% on housing$1,194,390/yr
45% on housing$1,061,680/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$885This listing

vs Other Active Listings

Avg $/sqft

ZIP 97702$414
Deschutes County$359

vs Homes Sold Last Month

Median $/sqft

ZIP 97702$357
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-15Price change$5,995,000
2025-07-14Listed for sale$6,400,000
2020-01-21Sold$2,495,000
2020-01-06Pending sale$2,495,000
2019-07-16Listed for sale$2,495,000
2019-05-28Pending sale$2,495,000
2019-04-26Listed for sale$2,495,000
2019-03-06Listing removed$2,495,000
2018-09-17Price change$2,495,000
2017-09-20Listed for sale$2,575,000
2017-01-03Sold$2,374,000
2016-03-29Listed for sale$2,399,000
2016-02-10Listing removed$2,399,000
2015-06-30Price change$2,399,000
2014-12-04Listed for sale$2,489,500
2014-10-01Listing removed$2,489,500
2013-11-01Price change$2,489,500
2013-07-07Price change$2,695,000
2013-06-19Price change$2,750,000
2011-12-03Listed for sale$2,595,000
2011-08-16Listing removed$1,485,000
2011-07-15Listed for sale$1,485,000
2011-07-12Sold$1,252,000
2011-02-01Price change$1,984,000
2011-01-30Price change$1,485,000
2010-02-12Listed for sale$1,984,000
2004-12-16Sold$522,500

For Sale by Agent

AgentJenn L Schaake
BrokerageCascade Hasson SIR

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