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61477 Cultus Lake Ct, Bend, OR, 97702

4beds
3baths
2,349sqft
$1,125,000
$479price/sqft
$7,713/moest. monthly cost
$308,520/yrincome needed

About This Home

Light-filled interiors and warm wood flooring create an inviting, comfortable atmosphere in this cheerful remodeled home in the Parks at Broken Top, located on Bend's Westside. The spacious great room with cozy fireplace flows seamlessly into the updated kitchen, breakfast nook and separate dining, ideal for both everyday living and entertaining. The primary suite offers a comfortable sense of separation, enhanced by a flexible sitting area or office, perfect for working from home or quiet relaxation, along with a well-appointed bath and generous closet space. Three additional bedrooms provide flexibility to suit a range of lifestyles. Ideally located on a large corner lot, the outdoor living area extends to a large private, fenced backyard with patio, ideal for relaxing or gathering, as well as a charming covered front porch. Enjoy the community pool, parks, nearby trails & easy access to the slopes of Mt Bachelor, mountain biking on Phil's Trail and the banks of the Deschutes River.

Getting Around

18
WalkingCar-Dependent
18
TransitMinimal Transit
59
BikeBikeable

Schools

8/10
10/10
Cascade Middle SchoolGrades 6-80.4 mi
10/10
Summit High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Stemwall
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Range Hood,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Double Vanity,Enclosed Toilet(s),Kitchen Island,Linen Closet,Open Floorplan,Pantry,Solar Tube(s),Solid Surface Counters,Tile Shower,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Gas,Great Room,Primary Bedroom
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,349
  • Total interior livable area: 2,349 sqft

Property

Details

  • Parcel number: 243211
  • Zoning description: RS
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Patio
  • Fencing: Fenced
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 7,840 sqft
  • Features: Corner Lot,Landscaped,Level,Sprinkler Timer(s),Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Wildfire
Winter Weather

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,688$68,256
Home Insurance *$218$2,616
Property Taxes $1,594$19,128
Electricity $213$2,558
Total$7,713$92,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$264,445/yr
40% on housing$231,390/yr
45% on housing$205,680/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$479This listing

vs Other Active Listings

Avg $/sqft

ZIP 97702$419
Deschutes County$360

vs Homes Sold Last Month

Median $/sqft

ZIP 97702$357
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$1,190,000
2021-10-29Sold$1,195,000
2021-10-11Pending sale$1,049,000
2021-10-08Listed for sale$1,049,000
2016-03-31Sold$525,000
2016-02-17Pending sale$525,000
2016-02-01Price change$525,000
2015-10-23Listed for sale$539,000
2008-02-11Sold$409,000

For Sale by Agent

AgentLisa Cole
BrokerageBerkshire Hathaway HomeService

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