34 State Route 399, Palmer, TN, 37365
About This Home
Excellent investment opportunity on a spacious 1-acre lot. This well-maintained duplex offers two separate units, each featuring 2 bedrooms, 1 full bath, and approximately 900 square feet of living space with an open kitchen and living area. Recent updates include brand-new porches on both units, hot water heaters replaced within the last two years, septic tank pumped (serviced last year), and new main water lines installed to both properties. Perfect for investors or owner-occupants seeking rental income in a move-in-ready property.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Cooktop,Electric Range
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 4
Features
- High Speed Internet
- Flooring: Vinyl
- Finished area above ground: 1,755
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,755
- Total interior livable area: 1,755 sqft
Property
Details
- Parcel number: 060 10509 000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch,Covered
Lot
- Lot size: 1 Acres
Parking
- Parking features: Driveway,Gravel
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Strong Wind
- Winter Weather
- Hail
- Inland Flooding
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $859 | $10,308 |
| Home Insurance | $95 | $1,140 |
| Property Taxes | $197 | $2,364 |
| Electricity | $175 | $2,103 |
| Total | $1,326 | $15,912 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Listed for sale | $175,000 |
| 2026-04-22 | Listing removed | $175,000 |
| 2025-10-31 | Listed for sale | $175,000 |
| 2025-07-15 | Listing removed | $235,000 |
| 2025-02-04 | Listed for sale | $235,000 |
| 2022-08-16 | Sold | $120,000 |
| 2017-08-11 | Sold | $75,000 |
| 2015-07-31 | Listing removed | $84,900 |
| 2014-10-21 | Price change | $84,900 |
| 2014-08-10 | Listed for sale | $88,800 |
For Sale by Agent
View on Zillow