1646 S CACTUS WREN Road, Cottonwood, AZ, 86326
About This Home
Tucked away on a beautifully landscaped corner lot in the heart of Cottonwood, this charming 3 bed, 2 ba home offers the perfect blend of privacy, views, and versatility. The thoughtful layout features 2 bedrooms upstairs plus a private lower-level suite with a separate entrance--ideal for guests, multi-generational living, rental income, or an artist studio, creative workspace, or home office. Take in stunning Red Rock views from the upper deck and enjoy peaceful outdoor retreat spaces, a charming bridge over the wash, fire pit, and hot tub. The level lot provides ample parking, RV space, room to expand, and a private well. Recent upgrades include new windows, remodeled interiors, an updated kitchen with Samsung smart appliances, water softener, R/O system, irrigation and new lighting One garage has been converted into a man cave but can easily be returned to a functional garage, and a third detached garage offers additional storage for motorcycles, ATVs, hobbies, or workshop space. Located just minutes from Cottonwood's revitalized downtown, wineries, restaurants, and outdoor recreation, this unique property offers endless possibilities. An adjacent .33-acre lot is also available for purchase, creating even more opportunity for expansion or investment.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Foundation: Slab
- Roof: Composition,Tile
- Construction materials: Stucco,Wood Frame,Block
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Softener Owned,Reverse Osmosis,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Electric Range
- Laundry features: Inside,Engy Star (See Rmks)
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- High Speed Internet,Eat-in Kitchen,Breakfast Bar,Vaulted Ceiling(s),Pantry,Laminate Counters
- Window features: Screens,Skylight(s),Double Pane Windows
- Flooring: Tile
- Number of fireplaces: 1
- Fireplace features: Wood Burning Stove,Fire Pit
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat Pump,Forced Air,Electric
- Cooling features: Heat Pump,Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,614
- Total interior livable area: 1,614 sqft
Property
Details
- Parcel number: 40648053A
Features
- Stories: 2
- Exterior features: Balcony,Storage
- Has spa: Yes
- Spa features: Above Ground,Heated,Private
- Fencing: Perimeter
- Has view: Yes
- View description: Desert,Panoramic,Red Rocks/Boulders,Trees/Woods,Mountain(s)
Lot
- Lot size: 0.76 Acres
- Features: North/South Exposure,Sprinklers In Rear,Sprinklers In Front,Corner Lot,Desert Back,Auto Timer H2O Front,Natural Desert Front,Auto Timer H2O Back
Parking
- Total spaces: 8
- Parking features: Attached,Detached Garage,RV Access/Parking,Garage Door Opener,Circular Driveway,Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Inland Flooding
- Hail
- Heat Wave
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Yavapai County and Arizona
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,776 | $33,312 |
| Home Insurance | $152 | $1,824 |
| Property Taxes | $183 | $2,196 |
| Electricity | $216 | $2,603 |
| Total | $3,327 | $39,924 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-18 | Price change | $549,000 |
| 2026-05-15 | Listed for sale | $580,000 |
| 2022-11-18 | Sold | $445,000 |
| 2022-10-22 | Pending sale | $459,000 |
| 2022-10-14 | Listed for sale | $459,000 |
| 2022-10-10 | Pending sale | $459,000 |
| 2022-10-07 | Listed for sale | $459,000 |
| 2016-10-31 | Sold | $256,000 |
| 2016-10-31 | Pending sale | $269,000 |
| 2016-09-02 | Listed for sale | $269,000 |
| 2004-07-23 | Sold | $147,000 |
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