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174 E Spindle Tree Cir, The Woodlands, TX, 77382

4beds
3baths
2,597sqft
$490,000
$189price/sqft
$3,687/moest. monthly cost
$147,480/yrincome needed

About This Home

NEW ROOF *** NO CARPET ***CONROE ISD SCHOOLS ***4 BEDROOMS (UP)*** 2.5 BATHS ***This inviting two-story home is tucked away in the sought-after Sterling Ridge neighborhood and offers 4 bedrooms and 2.5 baths! A versatile flex room at the front of the home is perfect for a formal dining space or home office. The open family room features a cozy gas log fireplace and flows seamlessly into the eat-in kitchen and dining area—ideal for everyday living and entertaining. All bedrooms are located upstairs, including a spacious primary suite with an en-suite bath complete with dual sinks, vanity area, soaking tub, and separate shower. Enjoy outdoor living in the large backyard backing to a greenbelt with no rear neighbors, plus the convenience of being within walking distance to hike and bike trails. A wonderful opportunity in an established, desirable community with top-rated schools. Schedule your showing today!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

9/10
9/10
9/10
The Woodlands High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Cement Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Electric Oven,Microwave,Electric Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Formal Entry/Foyer,All Bedrooms Up
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,597
  • Total interior livable area: 2,597 sqft

Kitchen

  • Features: Breakfast Bar,Pantry

Master Bathroom

  • Features: Half Bath,Primary Bath: Double Sinks,Primary Bath: Jetted Tub,Primary Bath: Separate Shower,Secondary Bath(s): Double Sinks,Secondary Bath(s): Tub/Shower Combo,Vanity Area

Property

Details

  • Parcel number: 362544

Features

  • Stories: 2
  • Patio & porch: Patio/Deck
  • Exterior features: Side Yard
  • Has spa: Yes
  • Fencing: Back Yard

Lot

  • Lot size: 8,032 sqft
  • Features: Back Yard,Greenbelt,Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached,Additional Parking,Garage Door Opener,Double-Wide Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$272$3,264
Property Taxes $653$7,836
Electricity $285$3,421
Total$3,687$44,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,411/yr
40% on housing$110,610/yr
45% on housing$98,320/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 77382$257
Montgomery County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 77382$227
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-28Listed for sale$525,000
2026-01-27Listed for rent$2,950
2023-02-20Listing removed--
2023-02-06Listed for rent$2,900
2022-12-04Listing removed--
2022-11-02Price change$2,550
2022-10-14Listed for rent$2,650
2021-02-23Listing removed--
2021-02-19Price change$2,200
2020-11-10Price change$2,300
2020-11-09Listed for rent$2,250
2020-07-29Listing removed$2,250
2020-06-27Listed for rent$2,250
2019-06-16Listing removed$2,250
2019-05-24Listed for rent$2,250
2017-07-21Listing removed$2,150
2017-06-30Price change$2,150
2017-05-20Listed for rent$2,350
2016-07-11Listing removed$345,000
2016-06-14Listed for sale$345,000
2014-05-14Listing removed$330,000
2014-04-28Listed for sale$330,000
2014-04-15Pending sale$330,000
2014-04-01Listed for sale$330,000

For Sale by Agent

AgentLelia Aguilar
BrokerageRE/MAX The Woodlands & Spring

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