1246 S HAMMER Circle, Cottonwood, AZ, 86326
About This Home
PRICE REDUCED $20,000 from original price! You're going to LOVE this Charming Cottonwood Home, almost as much as the AMAZING Red Rock Views! Tucked away on a private cul-de-sac, this updated home sits on an oversized 1/4-acre lot with stunning Red Rock views from the front yard. Enjoy the peace and privacy of this unique setting, all while being just a short walk to some of Arizona's best restaurants, shopping, and the grocery store. The fully fenced property offers RV parking, a large double side gate, a 12' x 8' storage shed, and a covered back patio that can easily double as a carport. Mature shade trees, lush landscaping, and blooming rose bushes create a welcoming outdoor retreat. Inside, you'll love the flexible floor plan featuring both a spacious living room and a separate family room. The oversized laundry room is as large as a bedroom and offers endless possibilities as a hobby room, home office, den, or potential fourth bedroom. Storage is abundant, with a cabinet pantry, hallway linen closet, and additional storage in both bathrooms. Recent upgrades include granite countertops throughout, executive-height bathroom vanities, updated lighting and fixtures, wood-plank tile flooring in the main living areas, laminate flooring in the primary and guest bedrooms, plus stainless steel appliances and floating shelves in the kitchen. Privacy, views, space, and an unbeatable location. Don't wait...this one won't last!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1991
Materials
- Foundation: Slab,Raised
- Roof: Composition
- Construction materials: Stucco,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Disposal,Gas Range
- Laundry features: See Remarks
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Pantry,Granite Counters,3/4 Bath Master Bdrm
- Window features: Screens,Double Pane Windows
- Flooring: Laminate,Tile
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Heat Pump,Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,568
- Total interior livable area: 1,568 sqft
Property
Details
- Parcel number: 40648670
Features
- Stories: 1
- Patio & porch: Covered
- Exterior features: Storage
- Spa features: None
- Fencing: Back Yard,Chain Link,Wood
- Has view: Yes
- View description: Red Rocks/Boulders,Mountain(s)
Lot
- Lot size: 8,788 sqft
- Features: Sprinklers In Rear,Sprinklers In Front,Cul-De-Sac
Parking
- Total spaces: 5
- Parking features: RV Access/Parking
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 4
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Inland Flooding
- Hail
- Heat Wave
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Yavapai County and Arizona
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,916 | $22,992 |
| Home Insurance | $105 | $1,260 |
| Property Taxes | $126 | $1,512 |
| Electricity | $216 | $2,603 |
| Total | $2,363 | $28,356 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Price change | $379,000 |
| 2026-07-10 | Price change | $389,000 |
| 2026-07-04 | Listed for sale | $399,000 |
| 2004-05-13 | Sold | $136,000 |
| 2001-11-15 | Sold | $110,000 |
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