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20505 Sable Creek Dr, Porter, TX, 77365

2beds
2baths
1,802sqft
$328,000
$182price/sqft
$2,421/moest. monthly cost
$96,840/yrincome needed

About This Home

Enjoy golf course views and flexible living in this beautifully maintained one story home! Offering the option of 2 bedrooms plus a home office or 3 bedrooms, this home features an open concept layout with granite countertops, spacious living and dining areas, and a private primary suite with a separate shower and soaking tub. Recent updates include a new water heater (2023), new exterior A/C unit (2024), and a new roof (2024). Relax on the covered patio overlooking the golf course, all from a large backyard on a quiet cul-de-sac lot. Located in the desirable Oakhurst community, this home offers comfort, versatility, and a fantastic location.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Bens Branch ElementaryGrades PK-50.5 mi
5/10
Woodridge Forest MiddleGrades 6-82.3 mi
7/10
West Fork High SchoolGrades 9-103.4 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Microwave,Dishwasher
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Bedroom

  • Level: First
  • Area: 116.82
  • Dimensions: 9.9 x 11.8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast

  • Level: First
  • Area: 72
  • Dimensions: 8 x 9

Features

  • Prewired for Alarm System,All Bedrooms Down
  • Number of fireplaces: 1
  • Fireplace features: Gas,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,802
  • Total interior livable area: 1,802 sqft

Kitchen

  • Level: First
  • Area: 97.5
  • Dimensions: 7.5 x 13

Living Room

  • Level: First
  • Area: 283.5
  • Dimensions: 13.5 x 21

Other

  • Level: First
  • Area: 120.75
  • Dimensions: 10.5 x 11.5

Primary Bedroom

  • Level: First
  • Area: 207
  • Dimensions: 11.5 x 18

Utility Room

  • Level: First
  • Area: 48
  • Dimensions: 6 x 8

Property

Details

  • Parcel number: 365858

Features

  • Stories: 1

Lot

  • Lot size: 8,855 sqft
  • Features: Cul-De-Sac,On Golf Course,Patio Lot,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Cold Wave
Hurricane
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,658$19,896
Home Insurance *$234$2,808
Property Taxes $291$3,492
Electricity $238$2,859
Total$2,421$29,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,005/yr
40% on housing$72,630/yr
45% on housing$64,560/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 77365$178
Montgomery County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 77365$154
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$328,000
2026-07-21Listed for sale$328,000
2021-07-30Listing removed--
2021-06-30Pending sale$199,000
2021-06-25Listed for sale$199,000

For Sale by Agent

AgentYvette Maldonado
BrokerageKeller Williams Realty Northeast

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