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18902 Cluster Oaks Dr, Magnolia, TX, 77355

4beds
3baths
2,806sqft
$319,000
$114price/sqft
$2,477/moest. monthly cost
$99,080/yrincome needed

About This Home

Spacious 2 story with a wonderful open concept. Large kitchen with oversized island. Private office on 1st floor. All bedrooms and game room up. Spacious Master Suite has his/her closets. Nice big yard with perfect for backyard grilling and fully fenced!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
7/10
5/10
Magnolia West High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Cement Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Electric Oven,Microwave,Electric Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • All Bedrooms Up

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,806
  • Total interior livable area: 2,806 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen open to Family Room,Pantry

Master Bathroom

  • Features: Full Secondary Bathroom Down

Property

Details

  • Parcel number: 321127

Features

  • Stories: 2

Lot

  • Lot size: 6,817 sqft
  • Features: Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Double-Wide Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$299$3,588
Property Taxes $257$3,084
Electricity $308$3,697
Total$2,477$29,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,925/yr
40% on housing$74,310/yr
45% on housing$66,053/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 77355$287
Montgomery County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 77355$159
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Price change$319,000
2026-06-08Listed for sale$329,000
2020-05-19Listing removed$215,000
2020-03-31Pending sale$215,000
2020-03-03Price change$215,000
2019-11-19Price change$220,000
2019-09-23Price change$225,000
2019-07-25Price change$229,900
2019-06-05Listed for sale$235,000
2019-03-16Listing removed$235,000
2019-03-13Price change$235,000
2018-12-18Listed for sale$229,000
2017-11-14Listing removed$1,695
2017-10-19Price change$1,750
2017-07-26Listed for rent$1,775
2017-01-25Listing removed$1,695
2017-01-24Listed for rent$1,695
2015-09-24Listing removed$1,795
2015-08-19Listed for rent$1,795
2014-08-13Listing removed$1,725
2014-07-28Listed for rent$1,725
2014-01-17Sold--
2012-08-07Listing removed$147,900
2012-07-12Price change$147,900
2012-06-15Price change$149,900
2012-05-02Listed for sale$160,000

For Sale by Agent

AgentBelinda Lopez
BrokerageWSW Realty LLC

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